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 Tower Community Bank
Tower Community Bank
| RSSD ID 989730 | CERTIFICATE 20100 | ABA NUMBER 64101660 |
| 4564 Main St |
Quarter Ended : |
2025-09-30 |
| Jasper, Tennessee, 37347 |
Updated : |
2025-10-29 |
| www.towercommunitybank.com |
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| Institution Profile |
| Year Opened : |
1970 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
68 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 383,991 |
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Total Interest Income | 17,827 |
| Total Liabilities | 343,722 |
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Total NonInterest Income | 2,849 |
| Total Bank Equity Capital | 39,740 |
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Total Interest Expense | 5,845 |
| Total Deposits | 337,546 |
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Total NonInterest Expense | 10,282 |
| Net Loans & Leases | 282,462 |
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Net Income | 2,691 |
| Loan Loss Allowance | 2,904 |
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Net Charge Offs | 785 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 289,844 |
| Total assets for the leverage ratio | 392,363 |
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Loans secured by real estate: | 267,387 |
| Tier 1 Leverage Ratio | 9.72 |
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Commercial and industrial loans | 15,808 |
| Off Balance Sheet Exposures (%) | 8.94 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,096 |
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:· Tower Community Bank
