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 United Bank
United Bank
| RSSD ID 994435 | CERTIFICATE 58 | ABA NUMBER 62102098 |
| 200 E Nashville Ave |
Quarter Ended : |
2025-06-30 |
| Atmore, Alabama, 36502 |
Updated : |
2025-07-29 |
| www.unitedbank.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
247 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,416,434 |
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Total Interest Income | 37,659 |
| Total Liabilities | 1,216,331 |
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Total NonInterest Income | 5,477 |
| Total Bank Equity Capital | 200,103 |
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Total Interest Expense | 7,648 |
| Total Deposits | 1,178,380 |
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Total NonInterest Expense | 20,047 |
| Net Loans & Leases | 880,610 |
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Net Income | 9,718 |
| Loan Loss Allowance | 12,080 |
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Net Charge Offs | 3,488 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 227,539 |
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Total loans | 885,626 |
| Total assets for the leverage ratio | 1,442,050 |
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Loans secured by real estate: | 535,309 |
| Tier 1 Leverage Ratio | 14.89 |
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Commercial and industrial loans | 214,555 |
| Tier 1 Capital Ratio | 20.55 |
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Loans to individuals - Credit Cards | 2,585 |
| Total Capital Ratio | 21.77 |
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Loans to individuals - Other | 43,895 |
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:· United Bank
