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 Peoples Bank of Kentucky, Inc.
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Peoples Bank of Kentucky, Inc.
| RSSD ID 995517 | CERTIFICATE 16970 | ABA NUMBER 42102788 |
| 106 S Main Cross St |
Quarter Ended : |
2026-03-31 |
| Flemingsburg, Kentucky, 41041 |
Updated : |
2026-04-23 |
| www.peoplesbankofky.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
12 |
Number of Employees : |
107 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 557,555 |
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Total Interest Income | 8,450 |
| Total Liabilities | 497,566 |
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Total NonInterest Income | 767 |
| Total Bank Equity Capital | 59,989 |
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Total Interest Expense | 2,686 |
| Total Deposits | 486,024 |
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Total NonInterest Expense | 3,551 |
| Net Loans & Leases | 388,726 |
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Net Income | (1,310) |
| Loan Loss Allowance | 13,718 |
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Net Charge Offs | 240 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 65,831 |
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Total loans | 394,975 |
| Total assets for the leverage ratio | 538,613 |
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Loans secured by real estate: | 326,547 |
| Tier 1 Leverage Ratio | 11.3 |
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Commercial and industrial loans | 36,738 |
| Tier 1 Capital Ratio | 15.64 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.92 |
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Loans to individuals - Other | 13,949 |
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:· Peoples Bank of Kentucky, Inc.
