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Elkton Bank & Trust Company
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Elkton Bank & Trust Company
| RSSD ID 998648 | CERTIFICATE 12162 | ABA NUMBER 83902727 |
| 30 Public Sq |
Quarter Ended : |
2026-03-31 |
| Elkton, Kentucky, 42220 |
Updated : |
2026-04-21 |
| elktonbankandtrust.com |
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| Institution Profile |
| Year Opened : |
1866 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 197,405 |
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Total Interest Income | 2,172 |
| Total Liabilities | 173,799 |
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Total NonInterest Income | 193 |
| Total Bank Equity Capital | 23,606 |
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Total Interest Expense | 597 |
| Total Deposits | 167,196 |
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Total NonInterest Expense | 1,231 |
| Net Loans & Leases | 79,409 |
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Net Income | 442 |
| Loan Loss Allowance | 798 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 25,982 |
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Total loans | 82,598 |
| Total assets for the leverage ratio | 195,905 |
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Loans secured by real estate: | 68,578 |
| Tier 1 Leverage Ratio | 12.83 |
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Commercial and industrial loans | 4,394 |
| Tier 1 Capital Ratio | 29.37 |
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Loans to individuals - Credit Cards | 300 |
| Total Capital Ratio | 30.36 |
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Loans to individuals - Other | 3,473 |
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