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Filing updates from : 2025-03-13
Reporting Period - quarter ended : 2024-12-31
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Report
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Label
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Original Value
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Updated Value
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(USD, in thousands) |
|
RC
|
Other assets (from Schedule RC-F) |
40,161 |
39,051 |
|
RC
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Total assets |
1,151,540 |
1,150,430 |
|
RC
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Other liabilities (from Schedule RC-G) |
11,719 |
9,738 |
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RC
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Total liabilities |
1,036,824 |
1,034,843 |
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RC
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Retained earnings |
81,189 |
81,175 |
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RC
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Accumulated other comprehensive income******** |
(13,627) |
(12,742) |
|
RC
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Total bank equity capital |
114,716 |
115,587 |
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RC
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Total equity capital |
114,716 |
115,587 |
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RC
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Total liabilities and equity capital |
1,151,540 |
1,150,430 |
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RCF
|
Net deferred tax assets** |
6,785 |
5,675 |
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RCF
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Total |
40,161 |
39,051 |
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RCG
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Other expenses accrued and unpaid (includes accrued income taxes payable) |
9,265 |
7,284 |
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RCG
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Total |
11,719 |
9,738 |
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RCR
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Retained earnings |
81,189 |
81,175 |
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RCR
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Accumulated other comprehensive income (AOCI) |
(13,627) |
(12,742) |
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RCR
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Common equity tier 1 capital before adjustments and deductions |
114,716 |
115,587 |
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RCR
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LESS: Amounts recorded in AOCI attributed to defined benefit postretirement plans resulting from the initial and subsequent application of the relevant GAAP standards that pertain to such plans (if a gain, report as a positive value: if a loss, report as a negative value) |
(2,189) |
(1,304) |
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RCR
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Subtotal (Non-advanced Approaches Institutions) |
100,997 |
100,983 |
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RCR
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Common equity tier 1 capital (Non-advanced Approaches Institutions) |
100,997 |
100,983 |
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RCR
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Tier 1 capital |
100,997 |
100,983 |
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RCR
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LESS: Other deductions from (additions to) assets for leverage ratio purposes |
1 |
0 |
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RCR
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Total assets for the leverage ratio |
1,117,728 |
1,117,729 |
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RCR
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Leverage ratio |
9.04 |
9.03 |
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RCR
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Total capital |
110,620 |
110,606 |
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RCR
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Total risk-weighted assets (from Schedule RC-R, Part II, item 31) |
828,396 |
827,286 |
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RCR
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Common equity tier 1 capital ratio |
12.19 |
12.21 |
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RCR
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Tier1 capital ratio |
12.19 |
12.21 |
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RCR
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Total capital ratio |
13.35 |
13.37 |
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RCR
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Capital conservation buffer |
5.35 |
5.37 |
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RCR
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All other assets (Totals From Schedule RC) |
79,378 |
78,268 |
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RCR
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All other assets (100%) |
73,561 |
72,451 |
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RCR
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Total balance sheet assets (Totals From Schedule RC) |
1,151,540 |
1,150,430 |
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RCR
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Total balance sheet assets (100%) |
658,135 |
657,025 |
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RCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (100%) |
660,261 |
659,151 |
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RCR
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Risk-weighted assets by risk-weight category (100%) |
660,261 |
659,151 |
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RCR
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Risk-weighted assets base for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold |
828,396 |
827,286 |
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RCR
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Risk-weighted assets before deductions for excess allowance of loan and lease losses and allocated risk transfer risk reserve |
828,396 |
827,286 |
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RCR
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Total risk-weighted assets |
828,396 |
827,286 |
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RI
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Salaries and employee benefits |
12,752 |
12,751 |
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RI
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Total noninterest expense |
22,964 |
22,963 |
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RI
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Income (loss) before unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations |
17,122 |
17,123 |
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RI
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Income (loss) before applicable income taxes and discontinued operations |
17,122 |
17,123 |
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RI
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Applicable income taxes |
4,385 |
4,400 |
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RI
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Income (loss) before discontinued operations |
12,737 |
12,723 |
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RI
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Net income (loss) attributable to bank and noncontrolling (minority) interests |
12,737 |
12,723 |
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RI
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Net income (loss) attributable to bank |
12,737 |
12,723 |
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RIA
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Net income (loss) attributable to bank |
12,737 |
12,723 |
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RIA
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Other comprehensive income ** |
(537) |
348 |
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RIA
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Total bank equity capital end of current period |
114,716 |
115,587 |
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:· bank filing updates :· bank of pontiac 
