|
 |
|
|
Filing updates from : 2025-04-23
Reporting Period - quarter ended : 2024-12-31
|
Report
|
Label
|
Original Value
|
Updated Value
|
|
(USD, in thousands) |
|
RC
|
Premises and fixed assets (including capitalized leases) |
3,864 |
3,798 |
|
RC
|
Other assets (from Schedule RC-F) |
22,053 |
22,329 |
|
RC
|
Total assets |
419,361 |
419,571 |
|
RC
|
Retained earnings |
62,444 |
62,654 |
|
RC
|
Total bank equity capital |
63,299 |
63,509 |
|
RC
|
Total equity capital |
63,299 |
63,509 |
|
RC
|
Total liabilities and equity capital |
419,361 |
419,571 |
|
RCF
|
Net deferred tax assets** |
1,184 |
1,460 |
|
RCF
|
Total |
22,053 |
22,329 |
|
RCR
|
Retained earnings |
62,444 |
62,654 |
|
RCR
|
Common equity tier 1 capital before adjustments and deductions |
63,401 |
63,611 |
|
RCR
|
Subtotal (Non-advanced Approaches Institutions) |
63,707 |
63,917 |
|
RCR
|
Common equity tier 1 capital (Non-advanced Approaches Institutions) |
63,707 |
63,917 |
|
RCR
|
Tier 1 capital |
63,707 |
63,917 |
|
RCR
|
Leverage ratio |
15.14 |
15.19 |
|
RCR
|
Allowance for loan and lease losses includable in tier 2 capital |
3,426 |
3,429 |
|
RCR
|
Tier 2 capital before deductions |
3,426 |
3,429 |
|
RCR
|
Tier 2 capital |
3,426 |
3,429 |
|
RCR
|
Total capital |
67,133 |
67,346 |
|
RCR
|
Total risk-weighted assets (from Schedule RC-R, Part II, item 31) |
273,712 |
273,925 |
|
RCR
|
Common equity tier 1 capital ratio |
23.28 |
23.33 |
|
RCR
|
Tier1 capital ratio |
23.28 |
23.33 |
|
RCR
|
Total capital ratio |
24.53 |
24.59 |
|
RCR
|
Capital conservation buffer |
16.53 |
16.59 |
|
RCR
|
All other assets (Totals From Schedule RC) |
26,495 |
26,705 |
|
RCR
|
All other assets (100%) |
24,159 |
24,369 |
|
RCR
|
Total balance sheet assets (Totals From Schedule RC) |
419,361 |
419,571 |
|
RCR
|
Total balance sheet assets (100%) |
171,319 |
171,529 |
|
RCR
|
Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (100%) |
188,078 |
188,288 |
|
RCR
|
Risk-weighted assets by risk-weight category (100%) |
188,078 |
188,288 |
|
RCR
|
Risk-weighted assets base for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold |
274,148 |
274,358 |
|
RCR
|
Risk-weighted assets before deductions for excess allowance of loan and lease losses and allocated risk transfer risk reserve |
274,148 |
274,358 |
|
RCR
|
LESS: Excess allowance for loan and lease losses |
436 |
433 |
|
RCR
|
Total risk-weighted assets |
273,712 |
273,925 |
|
RI
|
Expenses of premises and fixed assets (net of rental income) (excluding salaries and employee benefits and mortgage interest) |
793 |
859 |
|
RI
|
Other noninterest expense* |
4,691 |
4,450 |
|
RI
|
Total noninterest expense |
12,300 |
12,125 |
|
RI
|
Income (loss) before unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations |
5,832 |
6,007 |
|
RI
|
Income (loss) before applicable income taxes and discontinued operations |
5,832 |
6,007 |
|
RI
|
Applicable income taxes |
398 |
364 |
|
RI
|
Income (loss) before discontinued operations |
5,434 |
5,643 |
|
RI
|
Net income (loss) attributable to bank and noncontrolling (minority) interests |
5,434 |
5,643 |
|
RI
|
Net income (loss) attributable to bank |
5,434 |
5,643 |
|
RIA
|
Net income (loss) attributable to bank |
5,434 |
5,643 |
|
RIA
|
Total bank equity capital end of current period |
63,299 |
63,508 |
|
|
:· bank filing updates :· alden state bank 
