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Filing updates from : 2025-04-27
Reporting Period - quarter ended : 2024-12-31
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Report
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Label
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Original Value
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Updated Value
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|
(USD, in thousands) |
|
RC
|
Premises and fixed assets (including capitalized leases) |
3,323 |
3,374 |
|
RC
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Other assets (from Schedule RC-F) |
56,155 |
58,022 |
|
RC
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Total assets |
476,054 |
477,972 |
|
RC
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In domestic offices |
294,238 |
294,244 |
|
RC
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Noninterest bearing**** |
85,890 |
85,896 |
|
RC
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Other liabilities (from Schedule RC-G) |
14,614 |
14,019 |
|
RC
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Total liabilities |
354,019 |
353,430 |
|
RC
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Retained earnings |
135,875 |
136,046 |
|
RC
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Accumulated other comprehensive income******** |
(17,966) |
(15,630) |
|
RC
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Total bank equity capital |
122,035 |
124,542 |
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RC
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Total equity capital |
122,035 |
124,542 |
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RC
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Total liabilities and equity capital |
476,054 |
477,972 |
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RCE
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Individuals, partnerships, and corporations (Transaction Accounts ( Total transaction accounts)) |
134,829 |
134,834 |
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RCE
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Total (Transaction Accounts ( Total transaction accounts )) |
134,829 |
134,834 |
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RCE
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Total (Memo: Total demand deposits ) |
85,890 |
85,896 |
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RCF
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Net deferred tax assets** |
2,304 |
751 |
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RCF
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All other assets (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item) |
21,996 |
25,416 |
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RCF
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Total |
56,155 |
58,022 |
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RCG
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Other expenses accrued and unpaid (includes accrued income taxes payable) |
849 |
25 |
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RCG
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All other liabilities (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item) |
13,765 |
13,994 |
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RCG
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Total |
14,614 |
14,019 |
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RCK
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Total assets***** |
472,507 |
472,523 |
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RCK
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Time deposits of $250,000 or less |
16,695 |
21,387 |
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RCO
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Total deposit liabilities before exclusions (gross) as defined in Section 3(l) of the Federal Deposit Insurance Act and FDIC regulations |
294,239 |
294,244 |
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RCO
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Average consolidated total assets for the calendar quarter |
472,507 |
472,523 |
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RCO
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Average tangible equity for the calendar quarter |
139,247 |
139,333 |
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RCO
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Amount of deposit accounts (excluding retirement accounts) of $100,000 or less |
247,054 |
247,059 |
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RCR
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Retained earnings |
135,875 |
136,047 |
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RCR
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Accumulated other comprehensive income (AOCI) |
(17,966) |
(15,630) |
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RCR
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Common equity tier 1 capital before adjustments and deductions |
122,035 |
124,543 |
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RCR
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LESS: Net unrealized gains (losses) on available-for-sale securities (if a gain, report as a positive value: if a loss, report as a negative value) |
(15,292) |
(15,101) |
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RCR
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LESS: Amounts recorded in AOCI attributed to defined benefit postretirement plans resulting from the initial and subsequent application of the relevant GAAP standards that pertain to such plans (if a gain, report as a positive value: if a loss, report as a negative value) |
(2,673) |
(529) |
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RCR
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Subtotal (Non-advanced Approaches Institutions) |
140,000 |
140,173 |
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RCR
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Common equity tier 1 capital (Non-advanced Approaches Institutions) |
140,000 |
140,173 |
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RCR
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Tier 1 capital |
140,000 |
140,173 |
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RCR
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Average total consolidated assets |
472,507 |
472,523 |
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RCR
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Total assets for the leverage ratio |
472,507 |
472,523 |
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RCR
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Leverage ratio |
29.63 |
29.66 |
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RCR
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Total capital |
141,099 |
141,272 |
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RCR
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Total risk-weighted assets (from Schedule RC-R, Part II, item 31) |
342,129 |
344,046 |
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RCR
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Common equity tier 1 capital ratio |
40.92 |
40.74 |
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RCR
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Tier1 capital ratio |
40.92 |
40.74 |
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RCR
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Total capital ratio |
41.24 |
41.06 |
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RCR
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Capital conservation buffer |
33.24 |
33.06 |
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RCR
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All other assets (Totals From Schedule RC) |
59,478 |
61,396 |
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RCR
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All other assets (100%) |
56,579 |
58,496 |
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RCR
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Total balance sheet assets (Totals From Schedule RC) |
476,054 |
477,972 |
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RCR
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Total balance sheet assets (100%) |
98,650 |
100,567 |
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RCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (100%) |
110,324 |
112,241 |
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RCR
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Risk-weighted assets by risk-weight category (100%) |
110,324 |
112,241 |
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RCR
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Risk-weighted assets base for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold |
342,129 |
344,046 |
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RCR
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Risk-weighted assets before deductions for excess allowance of loan and lease losses and allocated risk transfer risk reserve |
342,129 |
344,046 |
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RCR
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Total risk-weighted assets |
342,129 |
344,046 |
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RI
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Time deposits of more than $250,000 |
35 |
56 |
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RI
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Total interest expense |
2,359 |
2,380 |
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RI
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Net interest income |
15,567 |
15,546 |
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RI
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Salaries and employee benefits |
6,544 |
6,439 |
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RI
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Expenses of premises and fixed assets (net of rental income) (excluding salaries and employee benefits and mortgage interest) |
1,377 |
1,376 |
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RI
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Other noninterest expense* |
5,761 |
6,787 |
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RI
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Total noninterest expense |
13,682 |
14,602 |
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RI
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Income (loss) before unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations |
10,406 |
9,465 |
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RI
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Income (loss) before applicable income taxes and discontinued operations |
10,406 |
9,465 |
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RI
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Applicable income taxes |
1,666 |
553 |
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RI
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Income (loss) before discontinued operations |
8,740 |
8,912 |
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RI
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Net income (loss) attributable to bank and noncontrolling (minority) interests |
8,740 |
8,912 |
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RI
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Net income (loss) attributable to bank |
8,740 |
8,912 |
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RIA
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Net income (loss) attributable to bank |
8,740 |
8,912 |
|
RIA
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Other comprehensive income ** |
(1,526) |
809 |
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RIA
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Total bank equity capital end of current period |
122,035 |
124,542 |
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:· bank filing updates :· fulton savings bank 
