|
 |
|
|
Filing updates from : 2025-04-28
Reporting Period - quarter ended : 2024-12-31
|
Report
|
Label
|
Original Value
|
Updated Value
|
|
(USD, in thousands) |
|
RC
|
Loans and leases, net of unearned income |
567,733 |
562,245 |
|
RC
|
LESS: Allowance for loan and lease losses |
5,256 |
8,809 |
|
RC
|
Loans and leases, net of unearned income and allowance |
562,477 |
553,436 |
|
RC
|
Premises and fixed assets (including capitalized leases) |
85,029 |
85,421 |
|
RC
|
Other assets (from Schedule RC-F) |
32,317 |
32,227 |
|
RC
|
Total assets |
866,378 |
857,639 |
|
RC
|
Retained earnings |
20,195 |
11,437 |
|
RC
|
Total bank equity capital |
79,334 |
70,576 |
|
RC
|
Noncontrolling (minority) interests in consolidated subsidiaries |
683 |
702 |
|
RC
|
Total equity capital |
80,017 |
71,278 |
|
RC
|
Total liabilities and equity capital |
866,378 |
857,639 |
|
RCB
|
Pledged securities**** |
25,326 |
30,452 |
|
RCCI
|
Commercial and industrial loans |
283,346 |
278,128 |
|
RCCI
|
To U.S. addressees (domicile) ( To Be Completed by Banks with $300 Million or More in Total Assets*) |
283,346 |
278,128 |
|
RCCI
|
Other revolving credit plans |
5,365 |
5,215 |
|
RCCI
|
Other consumer loans (includes single payment, installment, and all student loans) |
56,869 |
56,750 |
|
RCCI
|
Total loans and leases held for investment and held for sale |
567,732 |
562,245 |
|
RCCI
|
Three months or less |
246,645 |
239,982 |
|
RCCI
|
Over 15 years |
49,203 |
49,084 |
|
RCCI
|
Loans and leases (reported in Schedule RC-C, part I) with a REMAINING MATURITY of one year or less (excluding those in nonaccrual status) |
265,636 |
258,972 |
|
RCF
|
Accrued interest receivable* |
7,336 |
7,246 |
|
RCF
|
Total |
32,317 |
32,227 |
|
RCK
|
Total loans The following four loan items are to be completed by banks with $25 million or more in total assets:**** |
580,634 |
580,574 |
|
RCK
|
Commercial and industrial loans |
285,031 |
284,974 |
|
RCK
|
Other (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) |
58,159 |
58,156 |
|
RCK
|
Total assets***** |
787,156 |
787,061 |
|
RCN
|
1-4 family residential construction loans ( Past due 30 through 89 days and still accruing) |
2,421 |
927 |
|
RCN
|
Other construction loans and all land development and other land loans ( Past due 30 through 89 days and still accruing) |
6,335 |
2,012 |
|
RCN
|
Other construction loans and all land development and other land loans ( Past due 90 days or more and still accruing) |
910 |
0 |
|
RCN
|
Revolving, open end loans secured by 1 to 4 family residential properties and extended under lines of credit ( Past due 90 days or more and still accruing) |
485 |
162 |
|
RCN
|
Secure by first liens ( Past due 30 through 89 days and still accruing) |
4,841 |
2,791 |
|
RCN
|
Secure by first liens ( Past due 90 days or more and still accruing) |
1,566 |
0 |
|
RCN
|
Loans secured by owner-occupied nonfarm nonresidential properties ( Past due 30 through 89 days and still accruing) |
966 |
1,549 |
|
RCN
|
Loans secured by owner-occupied nonfarm nonresidential properties ( Past due 90 days or more and still accruing) |
581 |
0 |
|
RCN
|
Loans secured by other nonfarm nonresidential properties ( Past due 30 through 89 days and still accruing) |
4,203 |
3,696 |
|
RCN
|
Commercial and industrial loans ( Past due 30 through 89 days and still accruing) |
32,963 |
44,933 |
|
RCN
|
Commercial and industrial loans ( Past due 90 days or more and still accruing) |
10,819 |
5,830 |
|
RCN
|
Commercial and industrial loans ( Nonaccrual) |
8,392 |
9,688 |
|
RCN
|
Other (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) (Past due 30 through 89 days and still accruing) |
13,240 |
17,750 |
|
RCN
|
Other (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) (Past due 90 days or more and still accruing) |
1,296 |
1,299 |
|
RCN
|
Total loans and leases ( Past due 30 through 89 days and still accruing) |
66,409 |
75,098 |
|
RCN
|
Total loans and leases ( Past due 90 days or more and still accruing) |
15,705 |
7,339 |
|
RCN
|
Total loans and leases ( Nonaccrual) |
9,942 |
11,238 |
|
RCO
|
Average consolidated total assets for the calendar quarter |
787,156 |
787,061 |
|
RCO
|
Average tangible equity for the calendar quarter |
75,046 |
72,127 |
|
RCR
|
Retained earnings |
20,195 |
11,437 |
|
RCR
|
Common equity tier 1 capital before adjustments and deductions |
79,334 |
70,576 |
|
RCR
|
Subtotal (Non-advanced Approaches Institutions) |
79,563 |
70,805 |
|
RCR
|
Common equity tier 1 capital (Non-advanced Approaches Institutions) |
79,563 |
70,805 |
|
RCR
|
Tier 1 capital |
79,563 |
70,805 |
|
RCR
|
Average total consolidated assets |
787,156 |
787,061 |
|
RCR
|
Total assets for the leverage ratio |
785,217 |
785,122 |
|
RCR
|
Leverage ratio |
10.13 |
9.02 |
|
RCR
|
Total assets (must be less than $10 billion) |
866,378 |
857,639 |
|
RCR
|
Total off-balance sheet exposures (% of Total Assests (25% limit)) |
4.45 |
4.5 |
|
RCR
|
LESS: Allowance for loan and lease losses (Totals From Schedule RC) |
5,256 |
8,809 |
|
RCR
|
LESS: Allowance for loan and lease losses (Adjustments to Totals) |
5,256 |
8,809 |
|
RCR
|
Total balance sheet assets (Totals From Schedule RC) |
866,378 |
857,639 |
|
RI
|
Provision for loan and lease losses(Institutions that have adopted ASU-2016-13 should report the provisions for credit losses on all financial assets that fall within the scope of the standard) |
1,539 |
10,670 |
|
RI
|
Expenses of premises and fixed assets (net of rental income) (excluding salaries and employee benefits and mortgage interest) |
3,184 |
2,792 |
|
RI
|
Total noninterest expense |
31,098 |
30,706 |
|
RI
|
Income (loss) before unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations |
13,373 |
4,634 |
|
RI
|
Income (loss) before applicable income taxes and discontinued operations |
13,373 |
4,634 |
|
RI
|
Income (loss) before discontinued operations |
13,373 |
4,634 |
|
RI
|
Net income (loss) attributable to bank and noncontrolling (minority) interests |
13,373 |
4,634 |
|
RI
|
LESS: Net income (loss) attributable to noncontrolling (minority) interests |
552 |
572 |
|
RI
|
Net income (loss) attributable to bank |
12,821 |
4,062 |
|
RIA
|
Net income (loss) attributable to bank |
12,821 |
4,062 |
|
RIA
|
Total bank equity capital end of current period |
79,334 |
70,575 |
|
RIBI
|
Commercial and industrial loans ( Charge offs* ) |
2,785 |
8,084 |
|
RIBI
|
Other consumer loans (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) ( Charge offs* ) |
434 |
713 |
|
RIBI
|
Total ( Charge offs* ) |
3,989 |
9,567 |
|
RIBII
|
LESS: Charge offs (Loans and Leases Held for Investment) |
3,989 |
9,567 |
|
RIBII
|
Provision for credit losses (Loans and Leases Held for Investment) |
1,889 |
11,020 |
|
RIBII
|
Balance end of current period (Loans and Leases Held for Investment) |
5,256 |
8,809 |
|
|
:· bank filing updates :· transpecos banks, ssb 
