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 American Community Bank of Indiana
American Community Bank of Indiana
| RSSD ID 1010574 | CERTIFICATE 29878 | ABA NUMBER 271974017 |
| 7880 Wicker Ave |
Quarter Ended : |
2025-03-31 |
| Saint John, Indiana, 46373 |
Updated : |
2025-04-09 |
| www.acbanker.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
41 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 375,206 |
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Total Interest Income | 5,117 |
| Total Liabilities | 342,628 |
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Total NonInterest Income | 289 |
| Total Bank Equity Capital | 32,578 |
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Total Interest Expense | 2,266 |
| Total Deposits | 340,510 |
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Total NonInterest Expense | 2,188 |
| Net Loans & Leases | 275,411 |
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Net Income | 900 |
| Loan Loss Allowance | 2,959 |
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Net Charge Offs | 67 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 36,652 |
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Total loans | 284,446 |
| Total assets for the leverage ratio | 376,998 |
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Loans secured by real estate: | 244,277 |
| Tier 1 Leverage Ratio | 8.87 |
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Commercial and industrial loans | 38,895 |
| Tier 1 Capital Ratio | 11.79 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.92 |
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Loans to individuals - Other | 1,274 |
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:· American Community Bank of Indiana
