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American Community Bank of Indiana
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American Community Bank of Indiana
| RSSD ID 1010574 | CERTIFICATE 29878 | ABA NUMBER 271974017 |
| 7880 Wicker Ave |
Quarter Ended : |
2026-03-31 |
| Saint John, Indiana, 46373 |
Updated : |
2026-04-23 |
| www.acbanker.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
42 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 376,536 |
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Total Interest Income | 5,229 |
| Total Liabilities | 341,589 |
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Total NonInterest Income | 405 |
| Total Bank Equity Capital | 34,947 |
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Total Interest Expense | 1,786 |
| Total Deposits | 339,118 |
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Total NonInterest Expense | 2,374 |
| Net Loans & Leases | 306,137 |
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Net Income | 1,104 |
| Loan Loss Allowance | 3,386 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 39,393 |
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Total loans | 306,203 |
| Total assets for the leverage ratio | 376,258 |
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Loans secured by real estate: | 257,216 |
| Tier 1 Leverage Ratio | 9.47 |
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Commercial and industrial loans | 47,917 |
| Tier 1 Capital Ratio | 11.13 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.3 |
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Loans to individuals - Other | 1,071 |
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