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 American Community Bank of Indiana
American Community Bank of Indiana
| RSSD ID 1010574 | CERTIFICATE 29878 | ABA NUMBER 271974017 |
| 7880 Wicker Ave |
Quarter Ended : |
2025-09-30 |
| Saint John, Indiana, 46373 |
Updated : |
2025-10-14 |
| www.acbanker.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
42 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 389,834 |
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Total Interest Income | 15,886 |
| Total Liabilities | 355,264 |
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Total NonInterest Income | 1,093 |
| Total Bank Equity Capital | 34,570 |
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Total Interest Expense | 6,634 |
| Total Deposits | 352,701 |
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Total NonInterest Expense | 6,645 |
| Net Loans & Leases | 290,949 |
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Net Income | 2,721 |
| Loan Loss Allowance | 3,187 |
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Net Charge Offs | 56 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 38,774 |
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Total loans | 290,584 |
| Total assets for the leverage ratio | 388,220 |
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Loans secured by real estate: | 245,631 |
| Tier 1 Leverage Ratio | 9.09 |
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Commercial and industrial loans | 43,710 |
| Tier 1 Capital Ratio | 11.79 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.96 |
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Loans to individuals - Other | 1,243 |
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:· American Community Bank of Indiana
