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FINANCIAL INSTITUTIONS, INC.

FINANCIAL INSTITUTIONS, INC.
RSSD ID 1032464 | CIK 862831
220 LIBERTY STREET Quarter Ended : 2026-03-31
WARSAW, NY, 14569 Updated : 2026-06-10
WWW.FIIWARSAW.COM

Institution Profile
Year Opened : 1931 Institution Type : Holding Company
Reserve District : New York Federal Regulator : FED
Entity Type : Financial Holding Company - Domestic Fiscal Year End : 12/31
Structure : Corporation (stock) S-Corp : No
SEC Submissions :  FINANCIAL INSTITUTIONS INC
Related Bank / Thrift Assets Asset Concentration
 Five Star Bank 6,235,224 Commercial Lending Specialization

Financial Reports
HC - Consolidated Balance Sheet Report
HI - Consolidated Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total assets6,294,783
Total interest income81,912
Total liabilities5,663,113
Total noninterest income9,970
Total holding company equity capital631,670
Total interest expense29,570


Total noninterest expense35,569



Capital Ratios
Loans and Leases
(USD, in thousands)
Leverage ratio9.8943
Loans secured by real estate (Consolidated)3,153,702
Tier1 capital ratio11.7045
Commercial and industrial loans605,300
Total capital ratio14.1586
Total (Consolidated)4,628,621





 

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