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FINANCIAL INSTITUTIONS, INC.

FINANCIAL INSTITUTIONS, INC.
RSSD ID 1032464 | CIK 862831
220 LIBERTY STREET Quarter Ended : 2026-06-30
WARSAW, NY, 14569 Updated : 2026-09-14
WWW.FIIWARSAW.COM

Institution Profile
Year Opened : 1931 Institution Type : Holding Company
Reserve District : New York Federal Regulator : FED
Entity Type : Financial Holding Company - Domestic Fiscal Year End : 12/31
Structure : Corporation (stock) S-Corp : No
SEC Submissions :  FINANCIAL INSTITUTIONS INC
Related Bank / Thrift Assets Asset Concentration
 Five Star Bank 6,255,437 Commercial Lending Specialization

Financial Reports
HC - Consolidated Balance Sheet Report
HI - Consolidated Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total assets6,334,952
Total interest income165,324
Total liabilities5,691,511
Total noninterest income20,584
Total holding company equity capital643,441
Total interest expense59,285


Total noninterest expense71,170



Capital Ratios
Loans and Leases
(USD, in thousands)
Leverage ratio10.0616
Loans secured by real estate (Consolidated)3,272,222
Tier1 capital ratio11.7633
Commercial and industrial loans621,368
Total capital ratio14.2025
Total (Consolidated)4,755,467





 

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