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 Five Star Bank
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Five Star Bank
| RSSD ID 601416 | CERTIFICATE 659 | ABA NUMBER 22304030 |
| 100 Chestnut St |
Quarter Ended : |
2026-06-30 |
| Rochester, New York, 14604 |
Updated : |
2026-07-29 |
| www.five-starbank.com |
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| Institution Profile |
| Year Opened : |
1881 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
48 |
Number of Employees : |
615 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 6,294,915 |
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Total Interest Income | 165,324 |
| Total Liabilities | 5,614,400 |
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Total NonInterest Income | 14,727 |
| Total Bank Equity Capital | 680,515 |
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Total Interest Expense | 56,318 |
| Total Deposits | 5,309,825 |
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Total NonInterest Expense | 64,445 |
| Net Loans & Leases | 4,705,468 |
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Net Income | 44,581 |
| Loan Loss Allowance | 47,497 |
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Net Charge Offs | 6,377 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 729,730 |
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Total loans | 4,679,920 |
| Total assets for the leverage ratio | 6,235,831 |
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Loans secured by real estate: | 3,213,347 |
| Tier 1 Leverage Ratio | 10.87 |
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Commercial and industrial loans | 606,456 |
| Tier 1 Capital Ratio | 12.72 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.69 |
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Loans to individuals - Other | 811,709 |
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:· Five Star Bank
