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 Five Star Bank
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Five Star Bank
| RSSD ID 601416 | CERTIFICATE 659 | ABA NUMBER 22304030 |
| 100 Chestnut St |
Quarter Ended : |
2026-03-31 |
| Rochester, New York, 14604 |
Updated : |
2026-04-29 |
| www.five-starbank.com |
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| Institution Profile |
| Year Opened : |
1881 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
48 |
Number of Employees : |
603 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 6,255,437 |
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Total Interest Income | 81,912 |
| Total Liabilities | 5,585,289 |
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Total NonInterest Income | 7,266 |
| Total Bank Equity Capital | 670,148 |
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Total Interest Expense | 27,977 |
| Total Deposits | 5,348,963 |
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Total NonInterest Expense | 32,326 |
| Net Loans & Leases | 4,582,926 |
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Net Income | 22,192 |
| Loan Loss Allowance | 44,661 |
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Net Charge Offs | 5,080 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 713,484 |
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Total loans | 4,638,883 |
| Total assets for the leverage ratio | 6,181,478 |
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Loans secured by real estate: | 3,167,266 |
| Tier 1 Leverage Ratio | 10.73 |
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Commercial and industrial loans | 593,263 |
| Tier 1 Capital Ratio | 12.71 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.67 |
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Loans to individuals - Other | 829,550 |
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:· Five Star Bank
