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 Five Star Bank
Five Star Bank
| RSSD ID 601416 | CERTIFICATE 659 | ABA NUMBER 22304030 |
| 55 N Main St |
Quarter Ended : |
2025-06-30 |
| Warsaw, New York, 14569 |
Updated : |
2025-07-30 |
| www.five-starbank.com |
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| Institution Profile |
| Year Opened : |
1881 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
49 |
Number of Employees : |
607 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 6,105,894 |
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Total Interest Income | 164,619 |
| Total Liabilities | 5,479,076 |
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Total NonInterest Income | 14,884 |
| Total Bank Equity Capital | 626,818 |
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Total Interest Expense | 65,820 |
| Total Deposits | 5,196,679 |
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Total NonInterest Expense | 62,917 |
| Net Loans & Leases | 4,488,711 |
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Net Income | 36,937 |
| Loan Loss Allowance | 47,291 |
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Net Charge Offs | 6,419 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 674,080 |
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Total loans | 4,540,719 |
| Total assets for the leverage ratio | 6,185,738 |
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Loans secured by real estate: | 3,031,281 |
| Tier 1 Leverage Ratio | 10.07 |
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Commercial and industrial loans | 591,586 |
| Tier 1 Capital Ratio | 11.92 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.9 |
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Loans to individuals - Other | 877,947 |
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:· Five Star Bank
