SPIRIT BANKCORP, INC. Financial Reports

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:· SPIRIT BANKCORP, INC.

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SPIRIT BANKCORP, INC.

Institution Profile

Year Opened :

1981

Institution Type :

Holding Company

Reserve District :

Kansas City

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Wipfli LLP

Related Bank / Thrift	Assets	Asset Concentration
SpiritBank	778,233	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	88,574	Total Operating Income	106
Total Liabilities	13,570	Total Operating Expenses	1,401
Total Equity Capital	75,004	Equity in Undistributed Income	1,388
		Net income (loss)	355

Miscellaneous
Cash Dividends Declared by Bank Holding Company	0
Total Consolidated Assets of Bank Holding Company	765,626

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury