SPIRIT BANKCORP, INC. Financial Reports

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:· SPIRIT BANKCORP, INC.

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Off Balance Sheet
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SPIRIT BANKCORP, INC.

Institution Profile

Year Opened :

1981

Institution Type :

Holding Company

Reserve District :

Kansas City

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
SpiritBank	827,651	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	94,315	Total Operating Income	5,499
Total Liabilities	13,438	Total Operating Expenses	564
Total Equity Capital	80,877	Equity in Undistributed Income	(80)
		Net income (loss)	4,974

Miscellaneous
Cash Dividends Declared by Bank Holding Company	0
Total Consolidated Assets of Bank Holding Company	896,371

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury