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 SpiritBank
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SpiritBank
| RSSD ID 142955 | CERTIFICATE 4048 | ABA NUMBER 103110376 |
| 4815 S Harvard Ave |
Quarter Ended : |
2026-06-30 |
| Tulsa, Oklahoma, 74135 |
Updated : |
2026-07-27 |
| www.spiritbank.com |
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| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
120 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 912,801 |
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Total Interest Income | 26,495 |
| Total Liabilities | 828,419 |
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Total NonInterest Income | 1,168 |
| Total Bank Equity Capital | 84,382 |
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Total Interest Expense | 10,391 |
| Total Deposits | 819,218 |
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Total NonInterest Expense | 11,084 |
| Net Loans & Leases | 603,864 |
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Net Income | 3,979 |
| Loan Loss Allowance | 7,740 |
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Net Charge Offs | 901 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 93,393 |
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Total loans | 622,952 |
| Total assets for the leverage ratio | 918,150 |
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Loans secured by real estate: | 458,997 |
| Tier 1 Leverage Ratio | 9.3 |
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Commercial and industrial loans | 150,743 |
| Tier 1 Capital Ratio | 13.22 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.46 |
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Loans to individuals - Other | 7,610 |
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:· SpiritBank
