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 SOUTHERN BANCSHARES (N.C.), INC.
SOUTHERN BANCSHARES (N.C.), INC.
| RSSD ID 1075694 |
| 116 E. MAIN STREET |
Quarter Ended : |
2025-12-31 |
| MOUNT OLIVE, NC, 28365 |
Updated : |
2026-03-07 |
| WWW.SOUTHERNBANK.COM/ABOUT/SOUTHERN-BANCSHARES |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Holding Company |
| Reserve District : |
Richmond |
Federal Regulator : |
FED |
| Entity Type : |
Bank Holding Company |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| External Auditor : |
Forvis Mazars |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total assets | 5,579,122 |
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Total interest income | 220,504 |
| Total liabilities | 4,854,111 |
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Total noninterest income | 35,011 |
| Total holding company equity capital | 725,011 |
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Total interest expense | 61,804 |
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Total noninterest expense | 107,000 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 11.752 |
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Loans secured by real estate (Consolidated) | 3,050,386 |
| Tier1 capital ratio | 13.9507 |
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Commercial and industrial loans | 238,210 |
| Total capital ratio | 16.2298 |
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Total (Consolidated) | 3,427,851 |
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:· SOUTHERN BANCSHARES (N.C.), INC.
