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 Southern Bank and Trust Company
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Southern Bank and Trust Company
| RSSD ID 717924 | CERTIFICATE 15359 | ABA NUMBER 53102586 |
| 100 N Center St |
Quarter Ended : |
2026-03-31 |
| Mount Olive, North Carolina, 28365 |
Updated : |
2026-04-23 |
| www.southernbank.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
56 |
Number of Employees : |
595 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,251,445 |
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Total Interest Income | 57,895 |
| Total Liabilities | 4,819,753 |
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Total NonInterest Income | 7,836 |
| Total Bank Equity Capital | 431,692 |
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Total Interest Expense | 12,462 |
| Total Deposits | 4,773,233 |
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Total NonInterest Expense | 28,354 |
| Net Loans & Leases | 3,432,094 |
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Net Income | 11,662 |
| Loan Loss Allowance | 36,563 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 565,859 |
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Total loans | 3,440,042 |
| Total assets for the leverage ratio | 5,443,868 |
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Loans secured by real estate: | 3,074,166 |
| Tier 1 Leverage Ratio | 9.69 |
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Commercial and industrial loans | 244,741 |
| Tier 1 Capital Ratio | 13.12 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.07 |
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Loans to individuals - Other | 27,988 |
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:· Southern Bank and Trust Company
