|
 |
|
|
 Southern Bank and Trust Company
Southern Bank and Trust Company
| RSSD ID 717924 | CERTIFICATE 15359 | ABA NUMBER 53102586 |
| 100 N Center St |
Quarter Ended : |
2025-12-31 |
| Mount Olive, North Carolina, 28365 |
Updated : |
2026-02-13 |
| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
56 |
Number of Employees : |
599 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,198,701 |
|
Total Interest Income | 217,786 |
| Total Liabilities | 4,774,286 |
|
Total NonInterest Income | 29,628 |
| Total Bank Equity Capital | 424,415 |
|
Total Interest Expense | 59,068 |
| Total Deposits | 4,694,512 |
|
Total NonInterest Expense | 106,576 |
| Net Loans & Leases | 3,380,289 |
|
Net Income | 59,870 |
| Loan Loss Allowance | 36,101 |
|
Net Charge Offs | 103 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 553,444 |
|
Total loans | 3,381,612 |
| Total assets for the leverage ratio | 5,392,564 |
|
Loans secured by real estate: | 3,014,441 |
| Tier 1 Leverage Ratio | 9.57 |
|
Commercial and industrial loans | 234,285 |
| Tier 1 Capital Ratio | 12.93 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.87 |
|
Loans to individuals - Other | 26,140 |
|
|
|
|
:· Southern Bank and Trust Company
