F & M BANK CORP. Financial Reports

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F & M BANK CORP.

Institution Profile

Year Opened :

1984

Institution Type :

Holding Company

Reserve District :

Richmond

Federal Regulator :

FED

Entity Type :

Financial Holding Company - Domestic

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

SEC Submissions :

F&M BANK CORP

External Auditor :

Yount, Hyde and Barbour PLC

Related Bank / Thrift	Assets	Asset Concentration
Farmers & Merchants Bank	1,342,410	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	93,303	Total Operating Income	5,249
Total Liabilities	7,165	Total Operating Expenses	504
Total Equity Capital	86,138	Equity in Undistributed Income	2,491
		Net income (loss)	7,285

Miscellaneous
Cash Dividends Declared by Bank Holding Company	3,649
Total Consolidated Assets of Bank Holding Company	1,302,011

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury