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 Farmers & Merchants Bank
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Farmers & Merchants Bank
| RSSD ID 713926 | CERTIFICATE 8668 | ABA NUMBER 51404419 |
| 165 New Market Rd |
Quarter Ended : |
2026-03-31 |
| Timberville, Virginia, 22853 |
Updated : |
2026-04-29 |
| www.FMBankVA.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
179 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,407,432 |
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Total Interest Income | 17,491 |
| Total Liabilities | 1,297,683 |
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Total NonInterest Income | 2,402 |
| Total Bank Equity Capital | 109,749 |
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Total Interest Expense | 5,872 |
| Total Deposits | 1,283,671 |
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Total NonInterest Expense | 9,932 |
| Net Loans & Leases | 888,955 |
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Net Income | 3,278 |
| Loan Loss Allowance | 7,910 |
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Net Charge Offs | 198 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 132,729 |
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Total loans | 888,437 |
| Total assets for the leverage ratio | 1,403,831 |
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Loans secured by real estate: | 716,828 |
| Tier 1 Leverage Ratio | 8.84 |
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Commercial and industrial loans | 58,754 |
| Tier 1 Capital Ratio | 13.18 |
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Loans to individuals - Credit Cards | 3,361 |
| Total Capital Ratio | 14.1 |
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Loans to individuals - Other | 81,604 |
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:· Farmers & Merchants Bank
