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 Farmers & Merchants Bank
Farmers & Merchants Bank
| RSSD ID 713926 | CERTIFICATE 8668 | ABA NUMBER 51404419 |
| 165 New Market Rd |
Quarter Ended : |
2025-12-31 |
| Timberville, Virginia, 22853 |
Updated : |
2026-01-30 |
| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
173 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,372,297 |
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Total Interest Income | 67,674 |
| Total Liabilities | 1,264,315 |
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Total NonInterest Income | 9,380 |
| Total Bank Equity Capital | 107,982 |
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Total Interest Expense | 25,638 |
| Total Deposits | 1,250,729 |
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Total NonInterest Expense | 35,661 |
| Net Loans & Leases | 878,435 |
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Net Income | 11,253 |
| Loan Loss Allowance | 7,818 |
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Net Charge Offs | 2,895 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 130,263 |
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Total loans | 880,301 |
| Total assets for the leverage ratio | 1,393,801 |
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Loans secured by real estate: | 705,431 |
| Tier 1 Leverage Ratio | 8.73 |
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Commercial and industrial loans | 56,459 |
| Tier 1 Capital Ratio | 13.11 |
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Loans to individuals - Credit Cards | 3,379 |
| Total Capital Ratio | 14.04 |
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Loans to individuals - Other | 88,724 |
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:· Farmers & Merchants Bank
