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 Farmers & Merchants Bank
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Farmers & Merchants Bank
| RSSD ID 713926 | CERTIFICATE 8668 | ABA NUMBER 51404419 |
| 165 New Market Rd |
Quarter Ended : |
2026-06-30 |
| Timberville, Virginia, 22853 |
Updated : |
2026-08-11 |
| www.FMBankVA.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
184 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,395,901 |
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Total Interest Income | 35,593 |
| Total Liabilities | 1,279,860 |
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Total NonInterest Income | 10,056 |
| Total Bank Equity Capital | 116,041 |
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Total Interest Expense | 11,447 |
| Total Deposits | 1,266,894 |
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Total NonInterest Expense | 19,903 |
| Net Loans & Leases | 917,182 |
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Net Income | 8,645 |
| Loan Loss Allowance | 8,085 |
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Net Charge Offs | 329 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 137,308 |
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Total loans | 917,938 |
| Total assets for the leverage ratio | 1,412,146 |
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Loans secured by real estate: | 749,608 |
| Tier 1 Leverage Ratio | 9.1 |
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Commercial and industrial loans | 60,648 |
| Tier 1 Capital Ratio | 13.5 |
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Loans to individuals - Credit Cards | 3,528 |
| Total Capital Ratio | 14.43 |
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Loans to individuals - Other | 76,813 |
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:· Farmers & Merchants Bank
