|
 |
|
|
 INDEPENDENCE BANCSHARES, INC.
|
INDEPENDENCE BANCSHARES, INC.
| RSSD ID 1118854 |
| 2425 FREDERICA STREET |
Quarter Ended : |
2025-12-31 |
| OWENSBORO, KY, 42301 |
Updated : |
2026-03-07 |
| WWW.1776BANK.COM |
|
| Institution Profile |
| Year Opened : |
1980 |
Institution Type : |
Holding Company |
| Reserve District : |
St. Louis |
Federal Regulator : |
FED |
| Entity Type : |
Bank Holding Company |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
Yes |
|
| External Auditor : |
RINEY HANCOCK CPAS, PSC |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total assets | 3,792,019 |
|
Total interest income | 172,347 |
| Total liabilities | 3,570,954 |
|
Total noninterest income | 23,291 |
| Total holding company equity capital | 221,065 |
|
Total interest expense | 92,719 |
|
|
Total noninterest expense | 76,447 |
|
|
|
| Capital Ratios |
|
Loans and Leases
(USD, in thousands) |
| Leverage ratio | 7.135 |
|
Loans secured by real estate (Consolidated) | 1,774,615 |
| Tier1 capital ratio | 10.422 |
|
Commercial and industrial loans | 164,398 |
| Total capital ratio | 13.765 |
|
Total (Consolidated) | 2,112,319 |
|
|
|
|
:· INDEPENDENCE BANCSHARES, INC.
