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 Independence Bank of Kentucky
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Independence Bank of Kentucky
| RSSD ID 648242 | CERTIFICATE 8136 | ABA NUMBER 83902756 |
| 2425 Frederica St |
Quarter Ended : |
2026-03-31 |
| Owensboro, Kentucky, 42301 |
Updated : |
2026-04-27 |
| www.1776bank.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
26 |
Number of Employees : |
404 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,794,060 |
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Total Interest Income | 41,807 |
| Total Liabilities | 3,484,711 |
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Total NonInterest Income | 6,102 |
| Total Bank Equity Capital | 309,349 |
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Total Interest Expense | 18,418 |
| Total Deposits | 3,112,058 |
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Total NonInterest Expense | 18,991 |
| Net Loans & Leases | 2,043,978 |
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Net Income | 10,500 |
| Loan Loss Allowance | 21,942 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 2,090,450 |
| Total assets for the leverage ratio | 3,756,485 |
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Loans secured by real estate: | 1,781,364 |
| Tier 1 Leverage Ratio | 9.21 |
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Commercial and industrial loans | 158,271 |
| Off Balance Sheet Exposures (%) | 10.8 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,352 |
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:· Independence Bank of Kentucky
