VALLEY BANCSHARES, INC. Financial Reports

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:· VALLEY BANCSHARES, INC.

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Off Balance Sheet
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VALLEY BANCSHARES, INC.

Institution Profile

Year Opened :

1981

Institution Type :

Holding Company

Reserve District :

Minneapolis

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
Valley Bank of Kalispell	200,220	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	15,713	Total Operating Income	1,267
Total Liabilities	2,362	Total Operating Expenses	115
Total Equity Capital	13,351	Equity in Undistributed Income	599
		Net income (loss)	1,773

Miscellaneous
Cash Dividends Declared by Bank Holding Company	1,008
Total Consolidated Assets of Bank Holding Company	204,266

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury