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 Valley Bank of Kalispell
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Valley Bank of Kalispell
| RSSD ID 473257 | CERTIFICATE 1980 | ABA NUMBER 92902297 |
| 41 3rd St W |
Quarter Ended : |
2026-06-30 |
| Kalispell, Montana, 59901 |
Updated : |
2026-07-16 |
| www.valleybankmt.com |
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| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 218,118 |
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Total Interest Income | 6,429 |
| Total Liabilities | 199,524 |
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Total NonInterest Income | 498 |
| Total Bank Equity Capital | 18,594 |
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Total Interest Expense | 1,813 |
| Total Deposits | 198,555 |
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Total NonInterest Expense | 2,623 |
| Net Loans & Leases | 148,236 |
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Net Income | 1,857 |
| Loan Loss Allowance | 2,176 |
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Net Charge Offs | (53) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 146,876 |
| Total assets for the leverage ratio | 216,910 |
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Loans secured by real estate: | 112,907 |
| Tier 1 Leverage Ratio | 9.49 |
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Commercial and industrial loans | 23,482 |
| Off Balance Sheet Exposures (%) | 15.89 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,811 |
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:· Valley Bank of Kalispell
