SOUTHERN NATIONAL BANKS, INC. Financial Reports

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:· SOUTHERN NATIONAL BANKS, INC.

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SOUTHERN NATIONAL BANKS, INC.

Institution Profile

Year Opened :

1985

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Financial Holding Company - Domestic

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

External Auditor :

Mauldin & Jenkins, CPA

Related Bank / Thrift	Assets	Asset Concentration
FNBT BANK	614,467	All Other Under 1 Billion

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	87,347	Total Operating Income	9,415
Total Liabilities	2,378	Total Operating Expenses	648
Total Equity Capital	84,969	Equity in Undistributed Income	3,503
		Net income (loss)	12,270

Miscellaneous
Cash Dividends Declared by Bank Holding Company	6,500
Total Consolidated Assets of Bank Holding Company	637,979

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury