SOUTHERN NATIONAL BANKS, INC. Financial Reports

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:· SOUTHERN NATIONAL BANKS, INC.

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SOUTHERN NATIONAL BANKS, INC.

Institution Profile

Year Opened :

1985

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Financial Holding Company - Domestic

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

External Auditor :

Mauldin & Jenkins, CPA

Related Bank / Thrift	Assets	Asset Concentration
FNBT BANK	586,939	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	81,577	Total Operating Income	12,583
Total Liabilities	2,878	Total Operating Expenses	823
Total Equity Capital	78,699	Equity in Undistributed Income	1,792
		Net income (loss)	13,552

Miscellaneous
Cash Dividends Declared by Bank Holding Company	10,520
Total Consolidated Assets of Bank Holding Company	601,771

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury