|
 |
|
|
 FNBT BANK
|
FNBT BANK
| RSSD ID 697231 | CERTIFICATE 17580 | ABA NUMBER 63206207 |
| 29 Eglin Pkwy Ne |
Quarter Ended : |
2026-03-31 |
| Fort Walton Beach, Florida, 32548 |
Updated : |
2026-04-22 |
| www.FNBT.com |
|
| Institution Profile |
| Year Opened : |
1956 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
11 |
Number of Employees : |
74 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 653,557 |
|
Total Interest Income | 7,572 |
| Total Liabilities | 585,123 |
|
Total NonInterest Income | 966 |
| Total Bank Equity Capital | 68,434 |
|
Total Interest Expense | 2,537 |
| Total Deposits | 583,416 |
|
Total NonInterest Expense | 3,585 |
| Net Loans & Leases | 246,924 |
|
Net Income | 2,481 |
| Loan Loss Allowance | 3,609 |
|
Net Charge Offs | (25) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 71,486 |
|
Total loans | 254,135 |
| Total assets for the leverage ratio | 634,618 |
|
Loans secured by real estate: | 244,251 |
| Tier 1 Leverage Ratio | 10.78 |
|
Commercial and industrial loans | 7,055 |
| Tier 1 Capital Ratio | 28.12 |
|
Loans to individuals - Credit Cards | 1,366 |
| Total Capital Ratio | 29.37 |
|
Loans to individuals - Other | 1,463 |
|
|
|
|
:· FNBT BANK
