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 WATFORD CITY BANCSHARES, INC.
WATFORD CITY BANCSHARES, INC.
| RSSD ID 1135048 |
| 100 NORTH MAIN STREET |
Quarter Ended : |
2025-12-31 |
| WATFORD CITY, ND, 58854 |
Updated : |
2026-03-07 |
| WWW.FIBT.COM |
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| Institution Profile |
| Year Opened : |
1985 |
Institution Type : |
Holding Company |
| Reserve District : |
Minneapolis |
Federal Regulator : |
FED |
| Entity Type : |
Bank Holding Company |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
Yes |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total assets | 6,161,876 |
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Total interest income | 320,380 |
| Total liabilities | 5,718,533 |
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Total noninterest income | 54,623 |
| Total holding company equity capital | 443,343 |
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Total interest expense | 104,783 |
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Total noninterest expense | 183,642 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 8.4567 |
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Loans secured by real estate (Consolidated) | 3,294,348 |
| Tier1 capital ratio | 9.9882 |
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Commercial and industrial loans | 1,053,840 |
| Total capital ratio | 11.9103 |
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Total (Consolidated) | 4,729,502 |
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:· WATFORD CITY BANCSHARES, INC.
