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 First International Bank & Trust
First International Bank & Trust
| RSSD ID 236153 | CERTIFICATE 10248 | ABA NUMBER 91305031 |
| 100 N Main St |
Quarter Ended : |
2025-03-31 |
| Watford City, North Dakota, 58854 |
Updated : |
2025-04-24 |
| www.fibt.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
28 |
Number of Employees : |
601 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,474,581 |
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Total Interest Income | 76,436 |
| Total Liabilities | 5,001,170 |
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Total NonInterest Income | 13,626 |
| Total Bank Equity Capital | 473,411 |
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Total Interest Expense | 24,431 |
| Total Deposits | 4,863,199 |
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Total NonInterest Expense | 42,895 |
| Net Loans & Leases | 4,299,803 |
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Net Income | 30,946 |
| Loan Loss Allowance | 46,295 |
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Net Charge Offs | 54 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 572,418 |
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Total loans | 4,366,045 |
| Total assets for the leverage ratio | 5,447,796 |
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Loans secured by real estate: | 3,049,918 |
| Tier 1 Leverage Ratio | 9.64 |
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Commercial and industrial loans | 992,887 |
| Tier 1 Capital Ratio | 11.74 |
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Loans to individuals - Credit Cards | 14,996 |
| Total Capital Ratio | 12.8 |
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Loans to individuals - Other | 64,164 |
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:· First International Bank & Trust
