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First International Bank & Trust
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First International Bank & Trust
| RSSD ID 236153 | CERTIFICATE 10248 | ABA NUMBER 91305031 |
| 100 N Main St |
Quarter Ended : |
2026-03-31 |
| Watford City, North Dakota, 58854 |
Updated : |
2026-04-28 |
| www.fibt.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
28 |
Number of Employees : |
625 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 6,047,838 |
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Total Interest Income | 82,017 |
| Total Liabilities | 5,528,073 |
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Total NonInterest Income | 13,490 |
| Total Bank Equity Capital | 519,765 |
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Total Interest Expense | 25,757 |
| Total Deposits | 5,337,098 |
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Total NonInterest Expense | 47,822 |
| Net Loans & Leases | 4,717,822 |
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Net Income | 19,458 |
| Loan Loss Allowance | 50,042 |
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Net Charge Offs | 4,155 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 607,774 |
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Total loans | 4,758,529 |
| Total assets for the leverage ratio | 5,970,500 |
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Loans secured by real estate: | 3,294,323 |
| Tier 1 Leverage Ratio | 9.32 |
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Commercial and industrial loans | 1,134,725 |
| Tier 1 Capital Ratio | 11.13 |
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Loans to individuals - Credit Cards | 15,438 |
| Total Capital Ratio | 12.16 |
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Loans to individuals - Other | 60,489 |
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