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First International Bank & Trust
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First International Bank & Trust
| RSSD ID 236153 | CERTIFICATE 10248 | ABA NUMBER 91305031 |
| 100 N Main St |
Quarter Ended : |
2026-06-30 |
| Watford City, North Dakota, 58854 |
Updated : |
2026-07-23 |
| www.fibt.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
28 |
Number of Employees : |
620 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 6,175,429 |
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Total Interest Income | 169,296 |
| Total Liabilities | 5,657,715 |
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Total NonInterest Income | 26,874 |
| Total Bank Equity Capital | 517,714 |
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Total Interest Expense | 52,329 |
| Total Deposits | 5,461,696 |
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Total NonInterest Expense | 102,088 |
| Net Loans & Leases | 4,907,449 |
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Net Income | 37,344 |
| Loan Loss Allowance | 51,882 |
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Net Charge Offs | 4,864 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 606,048 |
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Total loans | 4,901,571 |
| Total assets for the leverage ratio | 6,105,788 |
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Loans secured by real estate: | 3,360,806 |
| Tier 1 Leverage Ratio | 9.06 |
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Commercial and industrial loans | 1,184,855 |
| Tier 1 Capital Ratio | 10.68 |
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Loans to individuals - Credit Cards | 16,128 |
| Total Capital Ratio | 11.71 |
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Loans to individuals - Other | 60,802 |
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