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 OCEAN BANKSHARES, INC.
OCEAN BANKSHARES, INC.
| RSSD ID 1136661 |
| 780 NORTHWEST 42 AVENUE |
Quarter Ended : |
2025-12-31 |
| MIAMI, FL, 33126 |
Updated : |
2026-03-07 |
| WWW.OCEANBANK.COM |
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| Institution Profile |
| Year Opened : |
1986 |
Institution Type : |
Holding Company |
| Reserve District : |
Atlanta |
Federal Regulator : |
FED |
| Entity Type : |
Bank Holding Company |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| External Auditor : |
Deloitte |
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| Related Bank / Thrift |
Assets |
Asset Concentration |
 Ocean Bank
|
7,395,959 |
Commercial Lending Specialization |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total assets | 7,437,498 |
|
Total interest income | 397,127 |
| Total liabilities | 6,719,848 |
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Total noninterest income | 32,717 |
| Total holding company equity capital | 717,650 |
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Total interest expense | 163,450 |
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Total noninterest expense | 170,302 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 9.9525 |
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Loans secured by real estate (Consolidated) | 5,407,012 |
| Tier1 capital ratio | 11.7756 |
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Commercial and industrial loans | 410,234 |
| Total capital ratio | 13.0276 |
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Total (Consolidated) | 5,976,346 |
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:· OCEAN BANKSHARES, INC.
