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Ocean Bank
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Ocean Bank
| RSSD ID 663834 | CERTIFICATE 24156 | ABA NUMBER 66011392 |
| 780 Nw 42nd Ave |
Quarter Ended : |
2026-06-30 |
| Miami, Florida, 33126 |
Updated : |
2026-08-14 |
| www.oceanbank.com |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
25 |
Number of Employees : |
657 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 7,625,472 |
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Total Interest Income | 201,665 |
| Total Liabilities | 6,891,706 |
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Total NonInterest Income | 15,725 |
| Total Bank Equity Capital | 733,766 |
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Total Interest Expense | 77,725 |
| Total Deposits | 6,205,398 |
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Total NonInterest Expense | 84,615 |
| Net Loans & Leases | 6,127,224 |
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Net Income | 40,783 |
| Loan Loss Allowance | 85,892 |
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Net Charge Offs | (147) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 835,865 |
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Total loans | 6,076,199 |
| Total assets for the leverage ratio | 7,559,272 |
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Loans secured by real estate: | 5,543,219 |
| Tier 1 Leverage Ratio | 9.96 |
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Commercial and industrial loans | 351,174 |
| Tier 1 Capital Ratio | 11.41 |
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Loans to individuals - Credit Cards | 7,306 |
| Total Capital Ratio | 12.66 |
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Loans to individuals - Other | 26,290 |
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