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Ocean Bank
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Ocean Bank
| RSSD ID 663834 | CERTIFICATE 24156 | ABA NUMBER 66011392 |
| 780 Nw 42nd Ave |
Quarter Ended : |
2026-03-31 |
| Miami, Florida, 33126 |
Updated : |
2026-04-30 |
| www.oceanbank.com |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
24 |
Number of Employees : |
660 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 7,534,738 |
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Total Interest Income | 99,448 |
| Total Liabilities | 6,820,619 |
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Total NonInterest Income | 7,318 |
| Total Bank Equity Capital | 714,119 |
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Total Interest Expense | 38,545 |
| Total Deposits | 6,381,162 |
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Total NonInterest Expense | 42,638 |
| Net Loans & Leases | 5,890,463 |
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Net Income | 19,821 |
| Loan Loss Allowance | 84,081 |
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Net Charge Offs | (237) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 811,587 |
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Total loans | 5,956,242 |
| Total assets for the leverage ratio | 7,420,958 |
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Loans secured by real estate: | 5,405,856 |
| Tier 1 Leverage Ratio | 9.87 |
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Commercial and industrial loans | 399,176 |
| Tier 1 Capital Ratio | 11.56 |
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Loans to individuals - Credit Cards | 7,771 |
| Total Capital Ratio | 12.81 |
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Loans to individuals - Other | 25,184 |
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