UNITED CITIZENS FINANCIAL CORPORATION Financial Reports

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:· UNITED CITIZENS FINANCIAL CORPORATION

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UNITED CITIZENS FINANCIAL CORPORATION

Institution Profile

Year Opened :

1986

Institution Type :

Holding Company

Reserve District :

St. Louis

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
United Citizens Bank & Trust Company	204,085	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	18,265	Total Operating Income	725
Total Liabilities	470	Total Operating Expenses	18
Total Equity Capital	17,795	Equity in Undistributed Income	1,643
		Net income (loss)	2,350

Miscellaneous
Cash Dividends Declared by Bank Holding Company	696
Total Consolidated Assets of Bank Holding Company	206,800

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury