UNITED CITIZENS FINANCIAL CORPORATION Financial Reports

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:· UNITED CITIZENS FINANCIAL CORPORATION

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UNITED CITIZENS FINANCIAL CORPORATION

Institution Profile

Year Opened :

1986

Institution Type :

Holding Company

Reserve District :

St. Louis

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
United Citizens Bank & Trust Company	226,433	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	21,298	Total Operating Income	275
Total Liabilities	261	Total Operating Expenses	9
Total Equity Capital	21,037	Equity in Undistributed Income	888
		Net income (loss)	1,154

Miscellaneous
Cash Dividends Declared by Bank Holding Company	275
Total Consolidated Assets of Bank Holding Company	219,331

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury