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 United Citizens Bank & Trust Company
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United Citizens Bank & Trust Company
| RSSD ID 336147 | CERTIFICATE 15249 | ABA NUMBER 83905685 |
| 8198 Main St |
Quarter Ended : |
2026-06-30 |
| Campbellsburg, Kentucky, 40011 |
Updated : |
2026-08-14 |
| www.unitedcitizensbank.com |
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| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
55 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 219,331 |
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Total Interest Income | 6,240 |
| Total Liabilities | 198,326 |
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Total NonInterest Income | 364 |
| Total Bank Equity Capital | 21,005 |
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Total Interest Expense | 1,410 |
| Total Deposits | 197,478 |
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Total NonInterest Expense | 3,631 |
| Net Loans & Leases | 175,941 |
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Net Income | 1,163 |
| Loan Loss Allowance | 1,664 |
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Net Charge Offs | 25 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 178,894 |
| Total assets for the leverage ratio | 220,675 |
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Loans secured by real estate: | 169,540 |
| Tier 1 Leverage Ratio | 10.02 |
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Commercial and industrial loans | 4,221 |
| Off Balance Sheet Exposures (%) | 12.6 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,977 |
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:· United Citizens Bank & Trust Company
