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 United Citizens Bank & Trust Company
United Citizens Bank & Trust Company
| RSSD ID 336147 | CERTIFICATE 15249 | ABA NUMBER 83905685 |
| 8198 Main St |
Quarter Ended : |
2025-09-30 |
| Campbellsburg, Kentucky, 40011 |
Updated : |
2025-10-28 |
| www.unitedcitizensbank.com |
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| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 212,952 |
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Total Interest Income | 8,823 |
| Total Liabilities | 193,142 |
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Total NonInterest Income | 534 |
| Total Bank Equity Capital | 19,810 |
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Total Interest Expense | 2,254 |
| Total Deposits | 190,212 |
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Total NonInterest Expense | 4,611 |
| Net Loans & Leases | 169,728 |
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Net Income | 1,703 |
| Loan Loss Allowance | 1,650 |
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Net Charge Offs | 14 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 169,471 |
| Total assets for the leverage ratio | 213,032 |
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Loans secured by real estate: | 143,535 |
| Tier 1 Leverage Ratio | 9.87 |
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Commercial and industrial loans | 4,721 |
| Off Balance Sheet Exposures (%) | 6.72 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,872 |
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:· United Citizens Bank & Trust Company
