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 NBT BANCORP INC.
NBT BANCORP INC.
| RSSD ID 1139279 | CIK 790359 |
| 52 SOUTH BROAD STREET |
Quarter Ended : |
2025-09-30 |
| NORWICH, NY, 13815 |
Updated : |
2025-12-06 |
| WWW.NBTBANK.COM |
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| Institution Profile |
| Year Opened : |
1986 |
Institution Type : |
Holding Company |
| Reserve District : |
New York |
Federal Regulator : |
FED |
| Entity Type : |
Financial Holding Company - Domestic |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| SEC Submissions : |
 NBT BANCORP INC |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total assets | 16,112,584 |
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Total interest income | 522,448 |
| Total liabilities | 14,259,438 |
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Total noninterest income | 145,952 |
| Total holding company equity capital | 1,853,146 |
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Total interest expense | 156,342 |
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Total noninterest expense | 332,347 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 9.3357 |
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Loans secured by real estate (Consolidated) | 7,829,566 |
| Tier1 capital ratio | 11.7997 |
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Commercial and industrial loans | 1,400,479 |
| Total capital ratio | 13.9665 |
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Total (Consolidated) | 11,599,060 |
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:· NBT BANCORP INC.
