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 NBT Bank, National Association
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NBT Bank, National Association
| RSSD ID 702117 | CERTIFICATE 7230 | ABA NUMBER 21303618 |
| 52 S Broad St |
Quarter Ended : |
2026-03-31 |
| Norwich, New York, 13815 |
Updated : |
2026-04-29 |
| www.nbtbank.com |
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| Institution Profile |
| Year Opened : |
1856 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
177 |
Number of Employees : |
1,967 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 16,090,102 |
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Total Interest Income | 182,629 |
| Total Liabilities | 14,239,117 |
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Total NonInterest Income | 30,978 |
| Total Bank Equity Capital | 1,850,985 |
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Total Interest Expense | 46,098 |
| Total Deposits | 13,891,407 |
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Total NonInterest Expense | 100,305 |
| Net Loans & Leases | 11,408,655 |
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Net Income | 47,304 |
| Loan Loss Allowance | 138,600 |
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Net Charge Offs | 4,977 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 1,602,400 |
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Total loans | 11,553,561 |
| Total assets for the leverage ratio | 15,497,655 |
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Loans secured by real estate: | 7,783,559 |
| Tier 1 Leverage Ratio | 9.47 |
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Commercial and industrial loans | 1,436,455 |
| Tier 1 Capital Ratio | 12.06 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.17 |
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Loans to individuals - Other | 2,124,541 |
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:· NBT Bank, National Association
