|
 |
|
|
 NBT Bank, National Association
NBT Bank, National Association
| RSSD ID 702117 | CERTIFICATE 7230 | ABA NUMBER 21303618 |
| 52 S Broad St |
Quarter Ended : |
2025-12-31 |
| Norwich, New York, 13815 |
Updated : |
2026-01-30 |
| www.nbtbank.com |
|
| Institution Profile |
| Year Opened : |
1856 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
177 |
Number of Employees : |
1,947 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 15,879,824 |
|
Total Interest Income | 710,918 |
| Total Liabilities | 14,031,405 |
|
Total NonInterest Income | 124,541 |
| Total Bank Equity Capital | 1,848,419 |
|
Total Interest Expense | 197,440 |
| Total Deposits | 13,632,370 |
|
Total NonInterest Expense | 396,054 |
| Net Loans & Leases | 11,460,114 |
|
Net Income | 160,243 |
| Loan Loss Allowance | 138,000 |
|
Net Charge Offs | 17,980 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 1,590,875 |
|
Total loans | 11,564,950 |
| Total assets for the leverage ratio | 15,586,860 |
|
Loans secured by real estate: | 7,799,742 |
| Tier 1 Leverage Ratio | 9.35 |
|
Commercial and industrial loans | 1,402,052 |
| Tier 1 Capital Ratio | 11.92 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.02 |
|
Loans to individuals - Other | 2,150,979 |
|
|
|
|
:· NBT Bank, National Association
