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CITIZENS & NORTHERN CORPORATION
CITIZENS & NORTHERN CORPORATION
| RSSD ID 1143623 | CIK 810958 |
| 90-92 MAIN STREET |
Quarter Ended : |
2025-12-31 |
| WELLSBORO, PA, 169010058 |
Updated : |
2026-03-07 |
| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Holding Company |
| Reserve District : |
Philadelphia |
Federal Regulator : |
FED |
| Entity Type : |
Bank Holding Company |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| SEC Submissions : |
CITIZENS & NORTHERN CORP |
| External Auditor : |
Crowe LLP |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total assets | 3,132,469 |
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Total interest income | 139,217 |
| Total liabilities | 2,790,755 |
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Total noninterest income | 30,859 |
| Total holding company equity capital | 341,714 |
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Total interest expense | 47,364 |
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Total noninterest expense | 88,062 |
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| Capital Ratios |
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Loans and Leases (USD, in thousands) |
| Leverage ratio | 9.3247 |
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Loans secured by real estate (Consolidated) | 2,016,222 |
| Tier1 capital ratio | 12.1826 |
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Commercial and industrial loans | 194,708 |
| Total capital ratio | 14.4539 |
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Total (Consolidated) | 2,355,956 |
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