CITIZENS & NORTHERN CORPORATION Financial Reports

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CITIZENS & NORTHERN CORPORATION

Institution Profile

Year Opened :

1987

Institution Type :

Holding Company

Reserve District :

Philadelphia

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

SEC Submissions :

CITIZENS & NORTHERN CORP

Related Bank / Thrift	Assets	Asset Concentration
Citizens & Northern Bank	2,596,960	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	326,386	Total Operating Income	9,355
Total Liabilities	40,029	Total Operating Expenses	1,212
Total Equity Capital	286,357	Equity in Undistributed Income	3,939
		Net income (loss)	12,410

Miscellaneous
Cash Dividends Declared by Bank Holding Company	9,355
Total Consolidated Assets of Bank Holding Company	2,610,875

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury