|
 |
|
|
 Citizens & Northern Bank
|
Citizens & Northern Bank
| RSSD ID 895710 | CERTIFICATE 7799 | ABA NUMBER 31308302 |
| 90 Main St |
Quarter Ended : |
2026-03-31 |
| Wellsboro, Pennsylvania, 16901 |
Updated : |
2026-04-29 |
| www.cnbankpa.com |
|
| Institution Profile |
| Year Opened : |
1864 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
35 |
Number of Employees : |
438 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,153,919 |
|
Total Interest Income | 40,512 |
| Total Liabilities | 2,808,732 |
|
Total NonInterest Income | 8,196 |
| Total Bank Equity Capital | 345,187 |
|
Total Interest Expense | 11,796 |
| Total Deposits | 2,620,675 |
|
Total NonInterest Expense | 22,503 |
| Net Loans & Leases | 2,351,018 |
|
Net Income | 616 |
| Loan Loss Allowance | 33,832 |
|
Net Charge Offs | 10,808 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 328,028 |
|
Total loans | 2,364,964 |
| Total assets for the leverage ratio | 3,085,109 |
|
Loans secured by real estate: | 2,027,787 |
| Tier 1 Leverage Ratio | 9.65 |
|
Commercial and industrial loans | 193,088 |
| Tier 1 Capital Ratio | 12.24 |
|
Loans to individuals - Credit Cards | 4,329 |
| Total Capital Ratio | 13.49 |
|
Loans to individuals - Other | 18,413 |
|
|
|
|
:· Citizens & Northern Bank
