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FIDELITY BANCSHARES (N.C.), INC.
FIDELITY BANCSHARES (N.C.), INC.
| RSSD ID 1249002 |
| 100 SOUTH MAIN STREET |
Quarter Ended : |
2025-12-31 |
| FUQUAY-VARINA, NC, 27526 |
Updated : |
2026-03-07 |
| WWW.FIDELITYBANKNC.COM |
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| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Holding Company |
| Reserve District : |
Richmond |
Federal Regulator : |
FED |
| Entity Type : |
Bank Holding Company |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| External Auditor : |
Forvis Mazars, LLP |
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| Related Bank / Thrift |
Assets |
Asset Concentration |
The Fidelity Bank
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4,482,150 |
Commercial Lending Specialization |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total assets | 4,606,471 |
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Total interest income | 203,178 |
| Total liabilities | 3,971,853 |
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Total noninterest income | 37,997 |
| Total holding company equity capital | 634,618 |
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Total interest expense | 39,415 |
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Total noninterest expense | 99,436 |
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| Capital Ratios |
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Loans and Leases (USD, in thousands) |
| Leverage ratio | 14.5506 |
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Loans secured by real estate (Consolidated) | 2,581,248 |
| Tier1 capital ratio | 20.7566 |
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Commercial and industrial loans | 236,342 |
| Total capital ratio | 21.9702 |
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Total (Consolidated) | 2,849,342 |
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