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 The Fidelity Bank
The Fidelity Bank
| RSSD ID 584920 | CERTIFICATE 11507 | ABA NUMBER 53103585 |
| 100 South Main Street |
Quarter Ended : |
2025-09-30 |
| Fuquay Varina, North Carolina, 27526 |
Updated : |
2025-10-30 |
| www.fidelitybanknc.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
53 |
Number of Employees : |
555 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,482,150 |
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Total Interest Income | 148,493 |
| Total Liabilities | 4,078,764 |
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Total NonInterest Income | 27,601 |
| Total Bank Equity Capital | 403,386 |
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Total Interest Expense | 29,475 |
| Total Deposits | 4,058,557 |
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Total NonInterest Expense | 74,078 |
| Net Loans & Leases | 2,754,660 |
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Net Income | 53,660 |
| Loan Loss Allowance | 34,281 |
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Net Charge Offs | 268 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 515,898 |
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Total loans | 2,772,149 |
| Total assets for the leverage ratio | 4,467,880 |
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Loans secured by real estate: | 2,512,310 |
| Tier 1 Leverage Ratio | 10.68 |
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Commercial and industrial loans | 230,052 |
| Tier 1 Capital Ratio | 15.26 |
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Loans to individuals - Credit Cards | 8,941 |
| Total Capital Ratio | 16.51 |
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Loans to individuals - Other | 9,678 |
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:· The Fidelity Bank
