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The Fidelity Bank
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The Fidelity Bank
| RSSD ID 584920 | CERTIFICATE 11507 | ABA NUMBER 53103585 |
| 100 S Main St |
Quarter Ended : |
2026-06-30 |
| Fuquay Varina, North Carolina, 27526 |
Updated : |
2026-07-24 |
| www.fidelitybanknc.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
55 |
Number of Employees : |
579 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 4,662,244 |
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Total Interest Income | 105,937 |
| Total Liabilities | 4,194,556 |
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Total NonInterest Income | 18,875 |
| Total Bank Equity Capital | 467,688 |
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Total Interest Expense | 18,237 |
| Total Deposits | 4,174,874 |
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Total NonInterest Expense | 54,869 |
| Net Loans & Leases | 2,876,664 |
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Net Income | 39,101 |
| Loan Loss Allowance | 36,983 |
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Net Charge Offs | 873 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 573,245 |
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Total loans | 2,899,523 |
| Total assets for the leverage ratio | 4,646,197 |
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Loans secured by real estate: | 2,614,336 |
| Tier 1 Leverage Ratio | 11.47 |
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Commercial and industrial loans | 242,061 |
| Tier 1 Capital Ratio | 16.56 |
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Loans to individuals - Credit Cards | 9,758 |
| Total Capital Ratio | 17.81 |
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Loans to individuals - Other | 14,110 |
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