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 The First National Bank of Russell Springs
The First National Bank of Russell Springs
| RSSD ID 173641 | CERTIFICATE 2767 | ABA NUMBER 83905892 |
| 36 W Steve Wariner Dr |
Quarter Ended : |
2025-03-31 |
| Russell Springs, Kentucky, 42642 |
Updated : |
2025-04-29 |
| www.fnbrs.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 432,978 |
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Total Interest Income | 5,583 |
| Total Liabilities | 396,730 |
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Total NonInterest Income | 244 |
| Total Bank Equity Capital | 36,248 |
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Total Interest Expense | 2,613 |
| Total Deposits | 394,152 |
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Total NonInterest Expense | 1,837 |
| Net Loans & Leases | 265,993 |
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Net Income | 1,031 |
| Loan Loss Allowance | 2,895 |
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Net Charge Offs | (37) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 267,198 |
| Total assets for the leverage ratio | 428,104 |
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Loans secured by real estate: | 241,733 |
| Tier 1 Leverage Ratio | 10.08 |
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Commercial and industrial loans | 13,516 |
| Off Balance Sheet Exposures (%) | 5.78 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,048 |
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:· The First National Bank of Russell Springs
