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 The First National Bank of Russell Springs
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The First National Bank of Russell Springs
| RSSD ID 173641 | CERTIFICATE 2767 | ABA NUMBER 83905892 |
| 36 W Steve Wariner Dr |
Quarter Ended : |
2026-03-31 |
| Russell Springs, Kentucky, 42642 |
Updated : |
2026-04-24 |
| www.fnbrs.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 469,503 |
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Total Interest Income | 6,588 |
| Total Liabilities | 428,177 |
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Total NonInterest Income | 256 |
| Total Bank Equity Capital | 41,326 |
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Total Interest Expense | 2,744 |
| Total Deposits | 425,178 |
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Total NonInterest Expense | 2,035 |
| Net Loans & Leases | 337,761 |
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Net Income | 1,506 |
| Loan Loss Allowance | 3,308 |
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Net Charge Offs | 16 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 325,360 |
| Total assets for the leverage ratio | 472,948 |
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Loans secured by real estate: | 289,109 |
| Tier 1 Leverage Ratio | 10.08 |
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Commercial and industrial loans | 23,067 |
| Off Balance Sheet Exposures (%) | 7.41 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,690 |
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:· The First National Bank of Russell Springs
