|
 |
|
|
 MCNB Bank and Trust Co.
|
MCNB Bank and Trust Co.
| RSSD ID 20633 | CERTIFICATE 6803 | ABA NUMBER 51501723 |
| 75 Wyoming St |
Quarter Ended : |
2026-03-31 |
| Welch, West Virginia, 24801 |
Updated : |
2026-04-29 |
| www.mcnbbanks.com |
|
| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
60 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 365,540 |
|
Total Interest Income | 4,546 |
| Total Liabilities | 324,631 |
|
Total NonInterest Income | 631 |
| Total Bank Equity Capital | 40,909 |
|
Total Interest Expense | 1,588 |
| Total Deposits | 301,468 |
|
Total NonInterest Expense | 2,703 |
| Net Loans & Leases | 255,134 |
|
Net Income | 670 |
| Loan Loss Allowance | 2,727 |
|
Net Charge Offs | 16 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 253,689 |
| Total assets for the leverage ratio | 363,915 |
|
Loans secured by real estate: | 246,175 |
| Tier 1 Leverage Ratio | 12.18 |
|
Commercial and industrial loans | 6,222 |
| Off Balance Sheet Exposures (%) | 4.46 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 1,749 |
|
|
|
|
:· MCNB Bank and Trust Co.
