MCNB BANKS, INC. Financial Reports

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:· MCNB BANKS, INC.

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MCNB BANKS, INC.

Institution Profile

Year Opened :

2001

Institution Type :

Holding Company

Reserve District :

Richmond

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Yount, Hyde, and Barbour PC

Related Bank / Thrift	Assets	Asset Concentration
MCNB Bank and Trust Co.	361,867	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	37,716	Total Operating Income	651
Total Liabilities	2	Total Operating Expenses	44
Total Equity Capital	37,714	Equity in Undistributed Income	431
		Net income (loss)	1,053

Miscellaneous
Cash Dividends Declared by Bank Holding Company	648
Total Consolidated Assets of Bank Holding Company	360,429

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury