C&F FINANCIAL CORPORATION Financial Reports

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Off Balance Sheet
::	Holding Company Credit Default Swaps
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C&F FINANCIAL CORPORATION

Institution Profile

Year Opened :

1994

Institution Type :

Holding Company

Reserve District :

Richmond

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

SEC Submissions :

C & F FINANCIAL CORP

Related Bank / Thrift	Assets	Asset Concentration
Citizens and Farmers Bank	2,591,080	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	322,806	Total Operating Income	4,917
Total Liabilities	82,495	Total Operating Expenses	4,091
Total Equity Capital	240,311	Equity in Undistributed Income	11,620
		Net income (loss)	13,059

Miscellaneous
Cash Dividends Declared by Bank Holding Company	2,977
Total Consolidated Assets of Bank Holding Company	2,686,392

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury