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 Citizens and Farmers Bank
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Citizens and Farmers Bank
| RSSD ID 928421 | CERTIFICATE 10363 | ABA NUMBER 51404901 |
| 415 14th Street |
Quarter Ended : |
2026-03-31 |
| West Point, Virginia, 23181 |
Updated : |
2026-04-29 |
| www.cffc.com |
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| Institution Profile |
| Year Opened : |
1927 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
31 |
Number of Employees : |
577 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,790,564 |
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Total Interest Income | 39,252 |
| Total Liabilities | 2,473,658 |
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Total NonInterest Income | 8,371 |
| Total Bank Equity Capital | 316,264 |
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Total Interest Expense | 10,334 |
| Total Deposits | 2,410,464 |
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Total NonInterest Expense | 24,212 |
| Net Loans & Leases | 2,036,313 |
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Net Income | 7,892 |
| Loan Loss Allowance | 39,665 |
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Net Charge Offs | 3,462 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 334,896 |
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Total loans | 2,104,835 |
| Total assets for the leverage ratio | 2,758,557 |
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Loans secured by real estate: | 1,541,699 |
| Tier 1 Leverage Ratio | 11.1 |
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Commercial and industrial loans | 54,630 |
| Tier 1 Capital Ratio | 13.43 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.69 |
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Loans to individuals - Other | 508,506 |
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:· Citizens and Farmers Bank
