FIRST SOUTHERN BANCSHARES, INC. Financial Reports

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:· FIRST SOUTHERN BANCSHARES, INC.

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FIRST SOUTHERN BANCSHARES, INC.

Institution Profile

Year Opened :

1995

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Financial Holding Company - Domestic

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Mauldin & Jenkins, CPAs & Advisors

Related Bank / Thrift	Assets	Asset Concentration
First Southern Bank	638,352	Agricultural Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	77,003	Total Operating Income	428
Total Liabilities	8,283	Total Operating Expenses	1,733
Total Equity Capital	68,720	Equity in Undistributed Income	8,240
		Net income (loss)	7,160

Miscellaneous
Cash Dividends Declared by Bank Holding Company	0
Total Consolidated Assets of Bank Holding Company	690,938

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury