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 First Southern Bank
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First Southern Bank
| RSSD ID 66275 | CERTIFICATE 29332 | ABA NUMBER 262283665 |
| 201 S Court Street |
Quarter Ended : |
2026-06-30 |
| Florence, Alabama, 35630 |
Updated : |
2026-07-22 |
| www.firstsouthern.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
10 |
Number of Employees : |
105 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 679,154 |
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Total Interest Income | 18,543 |
| Total Liabilities | 619,460 |
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Total NonInterest Income | 838 |
| Total Bank Equity Capital | 59,694 |
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Total Interest Expense | 7,885 |
| Total Deposits | 577,087 |
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Total NonInterest Expense | 7,790 |
| Net Loans & Leases | 454,447 |
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Net Income | (8,743) |
| Loan Loss Allowance | 12,415 |
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Net Charge Offs | 11,076 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 475,745 |
| Total assets for the leverage ratio | 674,681 |
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Loans secured by real estate: | 342,985 |
| Tier 1 Leverage Ratio | 8.95 |
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Commercial and industrial loans | 47,498 |
| Off Balance Sheet Exposures (%) | 2.87 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,043 |
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:· First Southern Bank
