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 First Southern Bank
First Southern Bank
| RSSD ID 66275 | CERTIFICATE 29332 | ABA NUMBER 262283665 |
| 201 S Court Street |
Quarter Ended : |
2025-03-31 |
| Florence, Alabama, 35630 |
Updated : |
2025-04-22 |
| www.firstsouthern.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
10 |
Number of Employees : |
101 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 648,002 |
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Total Interest Income | 9,229 |
| Total Liabilities | 581,061 |
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Total NonInterest Income | 383 |
| Total Bank Equity Capital | 66,941 |
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Total Interest Expense | 4,138 |
| Total Deposits | 538,707 |
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Total NonInterest Expense | 3,597 |
| Net Loans & Leases | 534,070 |
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Net Income | 505 |
| Loan Loss Allowance | 7,363 |
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Net Charge Offs | 651 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 546,140 |
| Total assets for the leverage ratio | 653,590 |
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Loans secured by real estate: | 346,367 |
| Tier 1 Leverage Ratio | 10.36 |
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Commercial and industrial loans | 67,620 |
| Off Balance Sheet Exposures (%) | 2.84 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,932 |
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:· First Southern Bank
