PATHFINDER BANCORP, INC. Financial Reports

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:· PATHFINDER BANCORP, INC.

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PATHFINDER BANCORP, INC.

Institution Profile

Year Opened :

1997

Institution Type :

Holding Company

Reserve District :

New York

Federal Regulator :

FED

Entity Type :

Financial Holding Company - Domestic

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

SEC Submissions :

PATHFINDER BANCORP, INC.

Related Bank / Thrift	Assets	Asset Concentration
Pathfinder Bank	1,488,082	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	158,396	Total Operating Income	0
Total Liabilities	30,963	Total Operating Expenses	1,726
Total Equity Capital	127,433	Equity in Undistributed Income	3,876
		Net income (loss)	3,005

Miscellaneous
Cash Dividends Declared by Bank Holding Company	1,257
Total Consolidated Assets of Bank Holding Company	158,043

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury