|
 |
|
|
 Pathfinder Bank
Pathfinder Bank
| RSSD ID 729310 | CERTIFICATE 57497 | ABA NUMBER 221370894 |
| 214 W 1st St |
Quarter Ended : |
2025-03-31 |
| Oswego, New York, 13126 |
Updated : |
2025-04-30 |
| www.PATHFINDERBANK.com |
|
| Institution Profile |
| Year Opened : |
2002 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
180 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,488,082 |
|
Total Interest Income | 19,521 |
| Total Liabilities | 1,344,357 |
|
Total NonInterest Income | 845 |
| Total Bank Equity Capital | 143,725 |
|
Total Interest Expense | 7,555 |
| Total Deposits | 1,271,769 |
|
Total NonInterest Expense | 8,006 |
| Net Loans & Leases | 894,743 |
|
Net Income | 3,472 |
| Loan Loss Allowance | 17,407 |
|
Net Charge Offs | 340 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 154,310 |
|
Total loans | 916,207 |
| Total assets for the leverage ratio | 1,441,155 |
|
Loans secured by real estate: | 680,092 |
| Tier 1 Leverage Ratio | 9.8 |
|
Commercial and industrial loans | 152,210 |
| Tier 1 Capital Ratio | 13.61 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.86 |
|
Loans to individuals - Other | 71,137 |
|
|
|
|
:· Pathfinder Bank
