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 OCEANFIRST FINANCIAL CORP.
OCEANFIRST FINANCIAL CORP.
| RSSD ID 2609975 | CIK 1004702 |
| 975 HOOPER AVENUE |
Quarter Ended : |
2025-12-31 |
| TOMS RIVER, NJ, 08753 |
Updated : |
2026-03-07 |
| IR.OCEANFIRST.COM/HOME/DEFAULT.ASPX |
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| Institution Profile |
| Year Opened : |
1996 |
Institution Type : |
Holding Company |
| Reserve District : |
Philadelphia |
Federal Regulator : |
FED |
| Entity Type : |
Financial Holding Company - Domestic |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| SEC Submissions : |
 OCEANFIRST FINANCIAL CORP |
| External Auditor : |
Deloitte and Touche LLP |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total assets | 14,575,231 |
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Total interest income | 642,455 |
| Total liabilities | 12,912,683 |
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Total noninterest income | 43,925 |
| Total holding company equity capital | 1,662,548 |
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Total interest expense | 282,232 |
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Total noninterest expense | 296,345 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 8.6523 |
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Loans secured by real estate (Consolidated) | 9,846,261 |
| Tier1 capital ratio | 11.4334 |
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Commercial and industrial loans | 836,552 |
| Total capital ratio | 14.0514 |
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Total (Consolidated) | 11,060,159 |
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:· OCEANFIRST FINANCIAL CORP.
