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 OceanFirst Bank, National Association
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OceanFirst Bank, National Association
| RSSD ID 85472 | CERTIFICATE 28359 | ABA NUMBER 231270353 |
| 975 Hooper Ave |
Quarter Ended : |
2026-03-31 |
| Toms River, New Jersey, 8753 |
Updated : |
2026-04-29 |
| www.oceanfirst.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
42 |
Number of Employees : |
905 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 14,471,195 |
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Total Interest Income | 167,593 |
| Total Liabilities | 12,708,841 |
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Total NonInterest Income | 7,277 |
| Total Bank Equity Capital | 1,762,354 |
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Total Interest Expense | 68,025 |
| Total Deposits | 11,249,753 |
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Total NonInterest Expense | 72,578 |
| Net Loans & Leases | 11,059,275 |
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Net Income | 26,080 |
| Loan Loss Allowance | 86,110 |
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Net Charge Offs | 701 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 1,314,732 |
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Total loans | 11,073,208 |
| Total assets for the leverage ratio | 13,913,597 |
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Loans secured by real estate: | 9,801,670 |
| Tier 1 Leverage Ratio | 8.8 |
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Commercial and industrial loans | 876,988 |
| Tier 1 Capital Ratio | 11.73 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.6 |
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Loans to individuals - Other | 22,111 |
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:· OceanFirst Bank, National Association
