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 OceanFirst Bank, National Association
OceanFirst Bank, National Association
| RSSD ID 85472 | CERTIFICATE 28359 | ABA NUMBER 231270353 |
| 975 Hooper Ave |
Quarter Ended : |
2025-06-30 |
| Toms River, New Jersey, 08753 |
Updated : |
2025-07-30 |
| www.oceanfirst.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
43 |
Number of Employees : |
1,042 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 13,235,515 |
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Total Interest Income | 307,263 |
| Total Liabilities | 11,551,560 |
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Total NonInterest Income | 18,354 |
| Total Bank Equity Capital | 1,683,955 |
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Total Interest Expense | 129,074 |
| Total Deposits | 10,351,901 |
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Total NonInterest Expense | 130,779 |
| Net Loans & Leases | 10,119,781 |
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Net Income | 43,593 |
| Loan Loss Allowance | 79,266 |
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Net Charge Offs | 2,853 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 1,230,397 |
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Total loans | 10,113,621 |
| Total assets for the leverage ratio | 12,623,529 |
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Loans secured by real estate: | 9,306,334 |
| Tier 1 Leverage Ratio | 9.1 |
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Commercial and industrial loans | 498,293 |
| Tier 1 Capital Ratio | 11.56 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.38 |
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Loans to individuals - Other | 32,922 |
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:· OceanFirst Bank, National Association
