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 OceanFirst Bank, National Association
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OceanFirst Bank, National Association
| RSSD ID 85472 | CERTIFICATE 28359 | ABA NUMBER 231270353 |
| 975 Hooper Ave |
Quarter Ended : |
2026-06-30 |
| Toms River, New Jersey, 8753 |
Updated : |
2026-08-13 |
| www.oceanfirst.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
72 |
Number of Employees : |
1,489 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 23,172,826 |
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Total Interest Income | 376,542 |
| Total Liabilities | 20,461,192 |
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Total NonInterest Income | 18,222 |
| Total Bank Equity Capital | 2,711,634 |
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Total Interest Expense | 151,447 |
| Total Deposits | 17,958,463 |
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Total NonInterest Expense | 195,826 |
| Net Loans & Leases | 16,086,532 |
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Net Income | 29,983 |
| Loan Loss Allowance | 209,716 |
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Net Charge Offs | 2,215 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 2,246,696 |
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Total loans | 13,049,608 |
| Total assets for the leverage ratio | 16,588,110 |
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Loans secured by real estate: | 11,564,089 |
| Tier 1 Leverage Ratio | 12.62 |
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Commercial and industrial loans | 1,084,003 |
| Tier 1 Capital Ratio | 12.96 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.91 |
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Loans to individuals - Other | 13,422 |
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:· OceanFirst Bank, National Association
