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 OceanFirst Bank, National Association
OceanFirst Bank, National Association
| RSSD ID 85472 | CERTIFICATE 28359 | ABA NUMBER 231270353 |
| 975 Hooper Ave |
Quarter Ended : |
2025-03-31 |
| Toms River, New Jersey, 8753 |
Updated : |
2025-04-29 |
| www.oceanfirst.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
43 |
Number of Employees : |
965 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 13,218,348 |
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Total Interest Income | 153,072 |
| Total Liabilities | 11,514,164 |
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Total NonInterest Income | 9,198 |
| Total Bank Equity Capital | 1,704,184 |
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Total Interest Expense | 64,864 |
| Total Deposits | 10,309,166 |
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Total NonInterest Expense | 61,895 |
| Net Loans & Leases | 10,058,072 |
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Net Income | 22,877 |
| Loan Loss Allowance | 78,798 |
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Net Charge Offs | 636 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 1,250,707 |
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Total loans | 10,083,220 |
| Total assets for the leverage ratio | 12,690,297 |
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Loans secured by real estate: | 9,367,747 |
| Tier 1 Leverage Ratio | 9.22 |
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Commercial and industrial loans | 433,054 |
| Tier 1 Capital Ratio | 11.92 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.75 |
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Loans to individuals - Other | 37,942 |
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:· OceanFirst Bank, National Association
