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 Institution for Savings in Newburyport and Its Vicinity
Institution for Savings in Newburyport and Its Vicinity
| RSSD ID 272302 | CERTIFICATE 90250 | ABA NUMBER 211370943 |
| 93 State St |
Quarter Ended : |
2025-12-31 |
| Newburyport, Massachusetts, 1950 |
Updated : |
2026-01-08 |
| www.institutionforsavings.com |
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| Institution Profile |
| Year Opened : |
1820 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
185 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,372,290 |
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Total Interest Income | 205,770 |
| Total Liabilities | 4,704,102 |
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Total NonInterest Income | 8,847 |
| Total Bank Equity Capital | 668,188 |
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Total Interest Expense | 147,369 |
| Total Deposits | 3,179,286 |
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Total NonInterest Expense | 57,200 |
| Net Loans & Leases | 4,186,537 |
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Net Income | 48,630 |
| Loan Loss Allowance | 14,343 |
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Net Charge Offs | 21 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 673,652 |
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Total loans | 4,204,083 |
| Total assets for the leverage ratio | 5,362,624 |
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Loans secured by real estate: | 4,197,792 |
| Tier 1 Leverage Ratio | 12.29 |
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Commercial and industrial loans | 3,183 |
| Tier 1 Capital Ratio | 15.84 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.19 |
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Loans to individuals - Other | 3,108 |
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:· Institution for Savings in Newburyport and Its Vicinity
