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IFS 1820 BANCORP, MHC

IFS 1820 BANCORP, MHC
RSSD ID 5806739
93 STATE STREET Quarter Ended : 2025-09-30
NEWBURYPORT, MA, 01950 Updated : 2025-12-06

Institution Profile
Year Opened : 2023 Institution Type : Holding Company
Reserve District : Boston Federal Regulator : FED
Entity Type : Bank Holding Company Fiscal Year End : 12/31
Structure : Mutual S-Corp : No
Related Bank / Thrift Assets Asset Concentration
 Institution for Savings in Newburyport and Its Vicinity 5,367,683 Mortgage Lending Specialization

Financial Reports
HC - Consolidated Balance Sheet Report
HI - Consolidated Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total assets5,350,041
Total interest income153,072
Total liabilities4,689,592
Total noninterest income6,643
Total holding company equity capital660,449
Total interest expense110,022


Total noninterest expense39,572



Capital Ratios
Loans and Leases
(USD, in thousands)
Leverage ratio12.2514
Loans secured by real estate (Consolidated)4,198,446
Tier1 capital ratio15.6736
Commercial and industrial loans4,944
Total capital ratio16.0205
Total (Consolidated)4,205,731





 

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