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IFS 1820 BANCORP, MHC

IFS 1820 BANCORP, MHC
RSSD ID 5806739
93 STATE STREET Quarter Ended : 2025-06-30
NEWBURYPORT, MA, 01950 Updated : 2025-09-06

Institution Profile
Year Opened : 2023 Institution Type : Holding Company
Reserve District : Boston Federal Regulator : FED
Entity Type : Bank Holding Company Fiscal Year End : 12/31
Structure : Mutual S-Corp : No
Related Bank / Thrift Assets Asset Concentration
 Institution for Savings in Newburyport and Its Vicinity 5,325,960 Mortgage Lending Specialization

Financial Reports
HC - Consolidated Balance Sheet Report
HI - Consolidated Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total assets5,367,683
Total interest income101,015
Total liabilities4,732,214
Total noninterest income4,291
Total holding company equity capital635,469
Total interest expense73,035


Total noninterest expense26,118



Capital Ratios
Loans and Leases
(USD, in thousands)
Leverage ratio11.8273
Loans secured by real estate (Consolidated)4,143,697
Tier1 capital ratio15.291
Commercial and industrial loans3,252
Total capital ratio15.6424
Total (Consolidated)4,149,513





 

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