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IFS 1820 BANCORP, MHC

IFS 1820 BANCORP, MHC
RSSD ID 5806739
93 STATE STREET Quarter Ended : 2025-12-31
NEWBURYPORT, MA, 01950 Updated : 2026-03-07

Institution Profile
Year Opened : 2023 Institution Type : Holding Company
Reserve District : Boston Federal Regulator : FED
Entity Type : Bank Holding Company Fiscal Year End : 12/31
Structure : Mutual S-Corp : No
External Auditor : Wolf and Company
Related Bank / Thrift Assets Asset Concentration
 Institution for Savings in Newburyport and Its Vicinity 5,350,041 Mortgage Lending Specialization

Financial Reports
HC - Consolidated Balance Sheet Report
HI - Consolidated Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total assets5,372,290
Total interest income205,770
Total liabilities4,703,903
Total noninterest income8,847
Total holding company equity capital668,387
Total interest expense147,369


Total noninterest expense57,200



Capital Ratios
Loans and Leases
(USD, in thousands)
Leverage ratio12.2886
Loans secured by real estate (Consolidated)4,194,539
Tier1 capital ratio15.8375
Commercial and industrial loans3,111
Total capital ratio16.1899
Total (Consolidated)4,200,880





 

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