|
 |
|
|
 OPTUS Bank
|
OPTUS Bank
| RSSD ID 2794732 | CERTIFICATE 35241 | ABA NUMBER 53905877 |
| 1501 Gervais St |
Quarter Ended : |
2026-03-31 |
| Columbia, South Carolina, 29201 |
Updated : |
2026-04-28 |
| www.optus.bank |
|
| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
50 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 785,210 |
|
Total Interest Income | 10,653 |
| Total Liabilities | 687,126 |
|
Total NonInterest Income | 1,051 |
| Total Bank Equity Capital | 98,084 |
|
Total Interest Expense | 5,029 |
| Total Deposits | 660,833 |
|
Total NonInterest Expense | 3,102 |
| Net Loans & Leases | 462,035 |
|
Net Income | 2,574 |
| Loan Loss Allowance | 2,341 |
|
Net Charge Offs | 48 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 99,980 |
|
Total loans | 458,080 |
| Total assets for the leverage ratio | 783,305 |
|
Loans secured by real estate: | 260,779 |
| Tier 1 Leverage Ratio | 12.46 |
|
Commercial and industrial loans | 170,546 |
| Tier 1 Capital Ratio | 18.68 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.15 |
|
Loans to individuals - Other | 26,755 |
|
|
|
|
:· OPTUS Bank
