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 OPTUS Bank
OPTUS Bank
| RSSD ID 2794732 | CERTIFICATE 35241 | ABA NUMBER 53905877 |
| 1501 Gervais St |
Quarter Ended : |
2025-03-31 |
| Columbia, South Carolina, 29201 |
Updated : |
2025-04-25 |
| www.optus.bank |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
45 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 673,149 |
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Total Interest Income | 9,099 |
| Total Liabilities | 593,214 |
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Total NonInterest Income | 274 |
| Total Bank Equity Capital | 79,935 |
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Total Interest Expense | 4,498 |
| Total Deposits | 587,225 |
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Total NonInterest Expense | 2,834 |
| Net Loans & Leases | 375,653 |
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Net Income | 1,400 |
| Loan Loss Allowance | 1,968 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 82,487 |
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Total loans | 376,136 |
| Total assets for the leverage ratio | 657,755 |
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Loans secured by real estate: | 160,429 |
| Tier 1 Leverage Ratio | 12.23 |
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Commercial and industrial loans | 181,550 |
| Tier 1 Capital Ratio | 19.35 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.84 |
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Loans to individuals - Other | 34,157 |
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:· OPTUS Bank
