GOUVERNEUR BANCORP, INC. Financial Reports

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:· GOUVERNEUR BANCORP, INC.

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GOUVERNEUR BANCORP, INC.

Institution Profile

Year Opened :

1999

Institution Type :

Holding Company

Reserve District :

Philadelphia

Federal Regulator :

FED

Entity Type :

Savings and Loan Holding Company

Fiscal Year End :

09/30

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
Gouverneur Savings and Loan Association	197,664	Mortgage Lending Specialization
GS&L Municipal Bank	35,817	Other Specialized Under 1 Billion

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	31,928	Total Operating Income	80
Total Liabilities	185	Total Operating Expenses	339
Total Equity Capital	31,743	Equity in Undistributed Income	840
		Net income (loss)	581

Miscellaneous
Cash Dividends Declared by Bank Holding Company	89
Total Consolidated Assets of Bank Holding Company	196,776

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury