GOUVERNEUR BANCORP, INC. Financial Reports

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:· GOUVERNEUR BANCORP, INC.

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GOUVERNEUR BANCORP, INC.

Institution Profile

Year Opened :

1999

Institution Type :

Holding Company

Reserve District :

Philadelphia

Federal Regulator :

FED

Entity Type :

Savings and Loan Holding Company

Fiscal Year End :

09/30

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
Gouverneur Savings and Loan Association	198,537	Mortgage Lending Specialization
GS&L Municipal Bank	37,054	Other Specialized Under 1 Billion

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	32,955	Total Operating Income	9
Total Liabilities	204	Total Operating Expenses	168
Total Equity Capital	32,751	Equity in Undistributed Income	615
		Net income (loss)	456

Miscellaneous
Cash Dividends Declared by Bank Holding Company	97
Total Consolidated Assets of Bank Holding Company	198,678

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury